URW COMMUNITY
Federal • DANVILLE, Virginia • Est. 1970
Quick Facts
- Charter Number
- #19867
- Type
- Federal
- Established
- 1970
- Headquarters
- DANVILLE, Virginia 24540-5927
- Address
- 314 LOWES DR
- Branches
- 10
- ATMs
- 8
- Members
- 35,428
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
35,428 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | URW COMMUNITY |
|---|---|
| Total Assets | $221.2M |
| Members | 35,428 |
| Loans Outstanding | $175.4M |
| Shares & Deposits | $187.0M |
| Net Worth | $32.0M |
| Net Worth Ratio | 14.48% |
| Loan-to-Share Ratio | 93.8% |
| Delinquency Rate | 1.77% |
| Net Income | +$3,735,232 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
10 locations · 8 ATMs
Arnett Branch
539 Arnett Blvd
Danville, VA 24540
Lowes Drive Office
Main Office314 Lowes Dr
Danville, VA 24540-5927
DRMC Branch
142 S Main St
Danville, VA 24541-2922
Eagle Branch
701 Broad St
Danville, VA 24541
Falcon Branch
230 S Ridge St
Danville, VA 24541
Who Can Join URW COMMUNITY?
Membership Type: Community
Membership eligibility for URW COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact URW COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Virginia RankingsFrequently Asked Questions
Yes. URW COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, URW COMMUNITY has 35,428 members and a potential membership field of 250,000 people.
URW COMMUNITY's net worth ratio is 14.48% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.5%, URW COMMUNITY meets this threshold.
URW COMMUNITY operates 10 branch locations and has access to 8 ATMs. The main office is located at 314 Lowes Dr, Danville, VA 24540-5927.
URW COMMUNITY was established in 1970. It is a federal credit union chartered under charter number 19867. The institution has been serving members for 56 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or URW COMMUNITY. All financial data is for informational purposes only.