U.S.B. EMPLOYEES
Federal • Wilmington, California • Est. 1949
Quick Facts
- Charter Number
- #5960
- Type
- Federal
- Established
- 1949
- Headquarters
- Wilmington, California 90744-6407
- Address
- 300 Falcon St.
- Branches
- 1
- Members
- 303
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
303 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | U.S.B. EMPLOYEES |
|---|---|
| Total Assets | $3.2M |
| Members | 303 |
| Loans Outstanding | $206K |
| Shares & Deposits | $2.6M |
| Net Worth | $625K |
| Net Worth Ratio | 19.54% |
| Loan-to-Share Ratio | 8.0% |
| Delinquency Rate | 0.00% |
| Net Income | +$38,626 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
USB EFCU
Main Office300 Falcon St
Wilmington, CA 90744-6407
Who Can Join U.S.B. EMPLOYEES?
Membership Type: Community
Membership eligibility for U.S.B. EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact U.S.B. EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Browse all federally insured credit unions in California, ranked by assets, members, and financial health score.
View California RankingsFrequently Asked Questions
Yes. U.S.B. EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, U.S.B. EMPLOYEES has 303 members and a potential membership field of 606 people.
U.S.B. EMPLOYEES's net worth ratio is 19.54% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 19.5%, U.S.B. EMPLOYEES meets this threshold.
U.S.B. EMPLOYEES operates 1 branch location. The main office is located at 300 Falcon St, Wilmington, CA 90744-6407.
U.S.B. EMPLOYEES was established in 1949. It is a federal credit union chartered under charter number 5960. The institution has been serving members for 77 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or U.S.B. EMPLOYEES. All financial data is for informational purposes only.