USC
State-Chartered • Los Angeles, California • Est. 1973
Quick Facts
- Charter Number
- #68459
- Type
- State-Chartered
- Established
- 1973
- Headquarters
- Los Angeles, California 90051-0718
- Address
- PO Box 512718
- Branches
- 5
- ATMs
- 3
- Members
- 73,723
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
73,723 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | USC |
|---|---|
| Total Assets | $713.9M |
| Members | 73,723 |
| Loans Outstanding | $555.7M |
| Shares & Deposits | $624.0M |
| Net Worth | $73.5M |
| Net Worth Ratio | 10.37% |
| Loan-to-Share Ratio | 89.1% |
| Delinquency Rate | 0.78% |
| Net Income | +$5,210,412 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 3 ATMs
Main Office
Main Office3720 S Flower St FL 4
Los Angeles, CA 90089
CUB Branch
3720 S Flower St FL 1
Los Angeles, CA 90089
HSC Branch
1969 Zonal Ave Ste 101B
Los Angeles, CA 90033
Campus Center Branch (University Park Campus)
3601 Trousdale Pkwy Ste 106
Los Angeles, CA 90089
University Village Branch
3096 S McClintock Ave Ste 1430
Los Angeles, CA 90089-3504
Who Can Join USC?
Membership Type: Community
Membership eligibility for USC may vary. Contact the credit union directly to confirm qualification requirements.
Contact USC directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. USC is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, USC has 73,723 members and a potential membership field of 13,532,192 people.
USC's net worth ratio is 10.37% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.4%, USC meets this threshold.
USC operates 5 branch locations and has access to 3 ATMs. The main office is located at 3720 S Flower St FL 4, Los Angeles, CA 90089.
USC was established in 1973. It is a state-chartered credit union chartered under charter number 68459. The institution has been serving members for 53 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or USC. All financial data is for informational purposes only.