USEM MENA
Federal • MENA, Arkansas • Est. 1967
Quick Facts
- Charter Number
- #18343
- Type
- Federal
- Established
- 1967
- Headquarters
- MENA, Arkansas 71953
- Address
- 500 MORROW ST N
- Branches
- 1
- Members
- 393
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
393 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | USEM MENA |
|---|---|
| Total Assets | $1.6M |
| Members | 393 |
| Loans Outstanding | $1.2M |
| Shares & Deposits | $1.1M |
| Net Worth | $565K |
| Net Worth Ratio | 34.41% |
| Loan-to-Share Ratio | 111.5% |
| Delinquency Rate | 0.12% |
| Net Income | +$14,020 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
USEM Mena Federal Credit Union
Main Office500 Morrow St N
Mena, AR 71953
Who Can Join USEM MENA?
Membership Type: Community
Membership eligibility for USEM MENA may vary. Contact the credit union directly to confirm qualification requirements.
Contact USEM MENA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Arkansas RankingsFrequently Asked Questions
Yes. USEM MENA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, USEM MENA has 393 members and a potential membership field of 1,000 people.
USEM MENA's net worth ratio is 34.41% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 34.4%, USEM MENA meets this threshold.
USEM MENA operates 1 branch location. The main office is located at 500 Morrow St N, Mena, AR 71953.
USEM MENA was established in 1967. It is a federal credit union chartered under charter number 18343. The institution has been serving members for 59 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or USEM MENA. All financial data is for informational purposes only.