USF FEDERAL CREDIT UNION
Federal • Temple Terrace, Florida • Est. 1985
Quick Facts
- Charter Number
- #24223
- Type
- Federal
- Established
- 1985
- Headquarters
- Temple Terrace, Florida 33637
- Address
- 13101 Telecom Park Drive, Suite 100
- Branches
- 11
- ATMs
- 9
- Members
- 79,919
- Membership Type
- Occupational
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
79,919 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | USF FEDERAL CREDIT UNION |
|---|---|
| Total Assets | $1.4B |
| Members | 79,919 |
| Loans Outstanding | $1.2B |
| Shares & Deposits | $1.2B |
| Net Worth | $147.5M |
| Net Worth Ratio | 10.78% |
| Loan-to-Share Ratio | 99.8% |
| Delinquency Rate | 0.80% |
| Net Income | +$845,164 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
11 locations · 9 ATMs
MC Branch
4103 USF Cedar Circle
Tampa, FL 33620-0001
St. Pete
200 6th Ave S
Saint Petersburg, FL 33701
New Tampa
20610 Bruce B Downs Blvd.
Tampa, FL 33647-1855
Orlando
1000 Darden Center Dr
Orlando, FL 32837-4032
Sarasota-Clark
3487 Clark Rd
Sarasota, FL 34231-8405
Who Can Join USF FEDERAL CREDIT UNION?
Membership Type: Occupational
Membership eligibility for USF FEDERAL CREDIT UNION may vary. Contact the credit union directly to confirm qualification requirements.
Contact USF FEDERAL CREDIT UNION directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Florida
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Florida RankingsFrequently Asked Questions
USF FEDERAL CREDIT UNION is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, USF FEDERAL CREDIT UNION has 79,919 members and a potential membership field of 802,455 people.
USF FEDERAL CREDIT UNION's reported net worth ratio is 10.78% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
USF FEDERAL CREDIT UNION operates 11 branch locations and has access to 9 ATMs. The main office is located at 13101 Telecom Park Drive, Suite 100, Temple Terrace, FL 33637.
USF FEDERAL CREDIT UNION was established in 1985. It is a federal credit union chartered under charter number 24223. The institution has been serving members for 41 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or USF FEDERAL CREDIT UNION. All financial data is for informational purposes only.