USF FEDERAL CREDIT UNION
Federal • Tampa, Florida • Est. 1985
Quick Facts
- Charter Number
- #24223
- Type
- Federal
- Established
- 1985
- Headquarters
- Tampa, Florida 33646-0017
- Address
- PO Box 47989
- Branches
- 10
- ATMs
- 8
- Members
- 78,887
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
78,887 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | USF FEDERAL CREDIT UNION |
|---|---|
| Total Assets | $1.4B |
| Members | 78,887 |
| Loans Outstanding | $1.1B |
| Shares & Deposits | $1.2B |
| Net Worth | $147.0M |
| Net Worth Ratio | 10.63% |
| Loan-to-Share Ratio | 96.1% |
| Delinquency Rate | 0.99% |
| Net Income | +$16,564,639 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
10 locations · 8 ATMs
MC Branch
4103 USF Cedar Circle
Tampa, FL 33620-0001
St. Pete
200 6th Ave S
Saint Petersburg, FL 33701
New Tampa
20610 Bruce B Downs Blvd.
Tampa, FL 33647-1855
Orlando
1000 Darden Center Dr
Orlando, FL 32837-4032
Sarasota-Clark
3487 Clark Rd
Sarasota, FL 34231-8405
Who Can Join USF FEDERAL CREDIT UNION?
Membership Type: Occupational
Membership eligibility for USF FEDERAL CREDIT UNION may vary. Contact the credit union directly to confirm qualification requirements.
Contact USF FEDERAL CREDIT UNION directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Florida RankingsFrequently Asked Questions
Yes. USF FEDERAL CREDIT UNION is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, USF FEDERAL CREDIT UNION has 78,887 members and a potential membership field of 802,455 people.
USF FEDERAL CREDIT UNION's net worth ratio is 10.63% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.6%, USF FEDERAL CREDIT UNION meets this threshold.
USF FEDERAL CREDIT UNION operates 10 branch locations and has access to 8 ATMs. The main office is located at 13101 Telecom Park Drive, Suite 100, Temple Terrace, FL 33637.
USF FEDERAL CREDIT UNION was established in 1985. It is a federal credit union chartered under charter number 24223. The institution has been serving members for 41 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or USF FEDERAL CREDIT UNION. All financial data is for informational purposes only.