USSCO JOHNSTOWN
Federal • JOHNSTOWN, Pennsylvania • Est. 1958
Quick Facts
- Charter Number
- #12219
- Type
- Federal
- Established
- 1958
- Headquarters
- JOHNSTOWN, Pennsylvania 15904
- Address
- 532 OAKRIDGE DR
- Branches
- 4
- ATMs
- 4
- Members
- 14,067
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
14,067 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | USSCO JOHNSTOWN |
|---|---|
| Total Assets | $167.3M |
| Members | 14,067 |
| Loans Outstanding | $78.8M |
| Shares & Deposits | $151.0M |
| Net Worth | $21.1M |
| Net Worth Ratio | 12.63% |
| Loan-to-Share Ratio | 52.2% |
| Delinquency Rate | 0.26% |
| Net Income | +$1,446,762 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 4 ATMs
Moxham
522 Central Ave
Johnstown, PA 15902
Richland
Main Office532 Oakridge Dr
Johnstown, PA 15904
Somerset
180 Beacon St
Somerset, PA 15501
Ebensburg
118 Industrial Park Rd
Ebensburg, PA 15931-4106
Who Can Join USSCO JOHNSTOWN?
Membership Type: Community
Membership eligibility for USSCO JOHNSTOWN may vary. Contact the credit union directly to confirm qualification requirements.
Contact USSCO JOHNSTOWN directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. USSCO JOHNSTOWN is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, USSCO JOHNSTOWN has 14,067 members and a potential membership field of 18,500 people.
USSCO JOHNSTOWN's net worth ratio is 12.63% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.6%, USSCO JOHNSTOWN meets this threshold.
USSCO JOHNSTOWN operates 4 branch locations and has access to 4 ATMs. The main office is located at 532 Oakridge Dr, Johnstown, PA 15904.
USSCO JOHNSTOWN was established in 1958. It is a federal credit union chartered under charter number 12219. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or USSCO JOHNSTOWN. All financial data is for informational purposes only.