UTAH HERITAGE
State-Chartered • Moroni, Utah • Est. 1969
Quick Facts
- Charter Number
- #67076
- Type
- State-Chartered
- Established
- 1969
- Headquarters
- Moroni, Utah 84646
- Address
- 84 W Main St
- Branches
- 6
- ATMs
- 2
- Members
- 8,889
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 6% and a delinquency rate below 3%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
8,889 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UTAH HERITAGE |
|---|---|
| Total Assets | $160.8M |
| Members | 8,889 |
| Loans Outstanding | $111.1M |
| Shares & Deposits | $138.9M |
| Net Worth | $19.9M |
| Net Worth Ratio | 12.35% |
| Loan-to-Share Ratio | 80.0% |
| Delinquency Rate | 2.31% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
6 locations · 2 ATMs
EPHRAIM BRANCH
268 S MAIN St
Ephraim, UT 84627
MT PLEASANT BRANCH
570 W HORSESHOE MOUNTAIN LN
Mt Pleasant, UT 84647
MORONI OFFICE
Main Office84 W Main St
Moroni, UT 84646
GUNNISON OFFICE
520 S Main St
Gunnison, UT 84634
MORONI OPERATIONS CENTER
62 W Main St
Moroni, UT 84646
Who Can Join UTAH HERITAGE?
Membership Type: Community
Membership eligibility for UTAH HERITAGE may vary. Contact the credit union directly to confirm qualification requirements.
Contact UTAH HERITAGE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Utah
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Utah RankingsFrequently Asked Questions
UTAH HERITAGE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, UTAH HERITAGE has 8,889 members and a potential membership field of 45,000 people.
UTAH HERITAGE's reported net worth ratio is 12.35% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
UTAH HERITAGE operates 6 branch locations and has access to 2 ATMs. The main office is located at 84 W Main St, Moroni, UT 84646.
UTAH HERITAGE was established in 1969. It is a state-chartered credit union chartered under charter number 67076. The institution has been serving members for 57 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or UTAH HERITAGE. All financial data is for informational purposes only.