UTAH HERITAGE
State-Chartered • Moroni, Utah • Est. 1969
Quick Facts
- Charter Number
- #67076
- Type
- State-Chartered
- Established
- 1969
- Headquarters
- Moroni, Utah 84646
- Address
- PO Box 50
- Branches
- 6
- ATMs
- 2
- Members
- 8,609
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
8,609 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UTAH HERITAGE |
|---|---|
| Total Assets | $159.7M |
| Members | 8,609 |
| Loans Outstanding | $110.5M |
| Shares & Deposits | $138.6M |
| Net Worth | $19.2M |
| Net Worth Ratio | 12.04% |
| Loan-to-Share Ratio | 79.8% |
| Delinquency Rate | 2.46% |
| Net Income | +$3,101,780 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 2 ATMs
EPHRAIM BRANCH
268 S MAIN St
EPHRAIM, UT 84627
MT PLEASANT BRANCH
570 W HORSESHOE MOUNTAIN LN
MT PLEASANT, UT 84647
MORONI OFFICE
Main Office84 W Main St
Moroni, UT 84646
GUNNISON OFFICE
520 S Main St
Gunnison, UT 84634
MORONI OPERATIONS CENTER
62 W Main St
MORONI, UT 84646
Who Can Join UTAH HERITAGE?
Membership Type: Community
Membership eligibility for UTAH HERITAGE may vary. Contact the credit union directly to confirm qualification requirements.
Contact UTAH HERITAGE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Utah
Browse all federally insured credit unions in Utah, ranked by assets, members, and financial health score.
View Utah RankingsFrequently Asked Questions
Yes. UTAH HERITAGE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, UTAH HERITAGE has 8,609 members and a potential membership field of 45,000 people.
UTAH HERITAGE's net worth ratio is 12.04% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.0%, UTAH HERITAGE meets this threshold.
UTAH HERITAGE operates 6 branch locations and has access to 2 ATMs. The main office is located at 84 W Main St, Moroni, UT 84646.
UTAH HERITAGE was established in 1969. It is a state-chartered credit union chartered under charter number 67076. The institution has been serving members for 57 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or UTAH HERITAGE. All financial data is for informational purposes only.