UTICA GAS & ELECTRIC EMP
Federal • NEW HARTFORD, New York • Est. 1937
Quick Facts
- Charter Number
- #2252
- Type
- Federal
- Established
- 1937
- Headquarters
- NEW HARTFORD, New York 13413-4953
- Address
- 215 OLD CAMPION RD
- Branches
- 3
- Members
- 3,762
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
3,762 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UTICA GAS & ELECTRIC EMP |
|---|---|
| Total Assets | $131.2M |
| Members | 3,762 |
| Loans Outstanding | $111.9M |
| Shares & Deposits | $97.4M |
| Net Worth | $21.7M |
| Net Worth Ratio | 16.51% |
| Loan-to-Share Ratio | 115.0% |
| Delinquency Rate | 1.17% |
| Net Income | +$2,057,886 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
Main
Main Office215 Old Campion Rd
New Hartford, NY 13413-4953
Ramada
141 New Hartford St
New Hartford, NY 13413
Fiserv
1250 Drummers Ln
Wayne, PA 19087
Who Can Join UTICA GAS & ELECTRIC EMP?
Membership Type: Community
Membership eligibility for UTICA GAS & ELECTRIC EMP may vary. Contact the credit union directly to confirm qualification requirements.
Contact UTICA GAS & ELECTRIC EMP directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. UTICA GAS & ELECTRIC EMP is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, UTICA GAS & ELECTRIC EMP has 3,762 members and a potential membership field of 9,172 people.
UTICA GAS & ELECTRIC EMP's net worth ratio is 16.51% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.5%, UTICA GAS & ELECTRIC EMP meets this threshold.
UTICA GAS & ELECTRIC EMP operates 3 branch locations. The main office is located at 215 Old Campion Rd, New Hartford, NY 13413-4953.
UTICA GAS & ELECTRIC EMP was established in 1937. It is a federal credit union chartered under charter number 2252. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or UTICA GAS & ELECTRIC EMP. All financial data is for informational purposes only.