UTICA GAS & ELECTRIC EMP
Federal • New Hartford, New York • Est. 1937
Quick Facts
- Charter Number
- #2252
- Type
- Federal
- Established
- 1937
- Headquarters
- New Hartford, New York 13413-4953
- Address
- 215 Old Campion Rd
- Branches
- 3
- Members
- 3,803
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
3,803 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UTICA GAS & ELECTRIC EMP |
|---|---|
| Total Assets | $133.5M |
| Members | 3,803 |
| Loans Outstanding | $114.2M |
| Shares & Deposits | $98.4M |
| Net Worth | $22.2M |
| Net Worth Ratio | 16.61% |
| Loan-to-Share Ratio | 116.0% |
| Delinquency Rate | 1.61% |
| Net Income | +$518,959 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations
Main
Main Office215 Old Campion Rd
New Hartford, NY 13413-4953
Ramada
141 New Hartford St
New Hartford, NY 13413
Fiserv
1250 Drummers Ln
Wayne, PA 19087
Who Can Join UTICA GAS & ELECTRIC EMP?
Membership Type: Community
Membership eligibility for UTICA GAS & ELECTRIC EMP may vary. Contact the credit union directly to confirm qualification requirements.
Contact UTICA GAS & ELECTRIC EMP directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
UTICA GAS & ELECTRIC EMP is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, UTICA GAS & ELECTRIC EMP has 3,803 members and a potential membership field of 9,197 people.
UTICA GAS & ELECTRIC EMP's reported net worth ratio is 16.61% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
UTICA GAS & ELECTRIC EMP operates 3 branch locations. The main office is located at 215 Old Campion Rd, New Hartford, NY 13413-4953.
UTICA GAS & ELECTRIC EMP was established in 1937. It is a federal credit union chartered under charter number 2252. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or UTICA GAS & ELECTRIC EMP. All financial data is for informational purposes only.