UTILITY DISTRICT
State-Chartered • Oakland, California • Est. 1935
Quick Facts
- Charter Number
- #61085
- Type
- State-Chartered
- Established
- 1935
- Headquarters
- Oakland, California 94607
- Address
- 375 11th St STE 203
- Branches
- 2
- Members
- 2,151
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
2,151 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UTILITY DISTRICT |
|---|---|
| Total Assets | $34.1M |
| Members | 2,151 |
| Loans Outstanding | $8.1M |
| Shares & Deposits | $30.9M |
| Net Worth | $3.0M |
| Net Worth Ratio | 8.93% |
| Loan-to-Share Ratio | 26.2% |
| Delinquency Rate | 0.05% |
| Net Income | +$49,710 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
Utility District Credit Union
Main Office375 11th St STE 203
Oakland, CA 94607
BRANCH OFFICE
2130 ADELINE ST
Oakland, CA 94607
Who Can Join UTILITY DISTRICT?
Membership Type: Community
Membership eligibility for UTILITY DISTRICT may vary. Contact the credit union directly to confirm qualification requirements.
Contact UTILITY DISTRICT directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View California RankingsFrequently Asked Questions
UTILITY DISTRICT is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, UTILITY DISTRICT has 2,151 members and a potential membership field of 3,500 people.
UTILITY DISTRICT's reported net worth ratio is 8.93% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
UTILITY DISTRICT operates 2 branch locations. The main office is located at 375 11th St STE 203, Oakland, CA 94607.
UTILITY DISTRICT was established in 1935. It is a state-chartered credit union chartered under charter number 61085. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or UTILITY DISTRICT. All financial data is for informational purposes only.