VALLEY 1ST COMMUNITY
Federal • Monessen, Pennsylvania • Est. 1935
Quick Facts
- Charter Number
- #649
- Type
- Federal
- Established
- 1935
- Headquarters
- Monessen, Pennsylvania 15062-1008
- Address
- 815 SCHOONMAKER AVE
- Branches
- 2
- ATMs
- 2
- Members
- 7,342
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
7,342 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | VALLEY 1ST COMMUNITY |
|---|---|
| Total Assets | $104.2M |
| Members | 7,342 |
| Loans Outstanding | $58.1M |
| Shares & Deposits | $79.7M |
| Net Worth | $24.2M |
| Net Worth Ratio | 23.24% |
| Loan-to-Share Ratio | 72.9% |
| Delinquency Rate | 0.48% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 2 ATMs
VALLEY 1ST COMMUNITY FEDERAL CREDIT UNION
Main Office815 SCHOONMAKER AVE
Monessen, PA 15062-1008
VALLEY 1ST COMMUNITY FEDERAL CREDIT UNION
100 SARA WAY
Rostraver Township, PA 15012-1963
Who Can Join VALLEY 1ST COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for VALLEY 1ST COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact VALLEY 1ST COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Pennsylvania
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Pennsylvania RankingsFrequently Asked Questions
VALLEY 1ST COMMUNITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, VALLEY 1ST COMMUNITY has 7,342 members and a potential membership field of 750,000 people.
VALLEY 1ST COMMUNITY's reported net worth ratio is 23.24% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
VALLEY 1ST COMMUNITY operates 2 branch locations and has access to 2 ATMs. The main office is located at 815 SCHOONMAKER AVE, Monessen, PA 15062-1008.
VALLEY 1ST COMMUNITY was established in 1935. It is a federal credit union chartered under charter number 649. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or VALLEY 1ST COMMUNITY. All financial data is for informational purposes only.