VALLEY COMMUNITIES
State-Chartered • Mosinee, Wisconsin • Est. 1935
Quick Facts
- Charter Number
- #66430
- Type
- State-Chartered
- Established
- 1935
- Headquarters
- Mosinee, Wisconsin 54455-9684
- Address
- 888 State Highway 153
- Branches
- 8
- ATMs
- 5
- Members
- 16,069
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
16,069 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | VALLEY COMMUNITIES |
|---|---|
| Total Assets | $296.0M |
| Members | 16,069 |
| Loans Outstanding | $157.7M |
| Shares & Deposits | $254.7M |
| Net Worth | $38.4M |
| Net Worth Ratio | 12.98% |
| Loan-to-Share Ratio | 61.9% |
| Delinquency Rate | 0.19% |
| Net Income | +$2,768,545 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
8 locations · 5 ATMs
Mosinee Office
1105 Western Ave
Mosinee, WI 54455
Stevens Point Office
2940 Church St
Stevens Point, WI 54481
Marshfield Office
2011 S Central Ave
Marshfield, WI 54449-4918
Wisconsin Rapids
440 8th St S
Wisconsin Rapids, WI 54494-5016
Mosinee Middle School
700 High St
Mosinee, WI 54455
Who Can Join VALLEY COMMUNITIES?
Membership Type: Community
Membership eligibility for VALLEY COMMUNITIES may vary. Contact the credit union directly to confirm qualification requirements.
Contact VALLEY COMMUNITIES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Wisconsin RankingsFrequently Asked Questions
Yes. VALLEY COMMUNITIES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, VALLEY COMMUNITIES has 16,069 members and a potential membership field of 528,000 people.
VALLEY COMMUNITIES's net worth ratio is 12.98% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.0%, VALLEY COMMUNITIES meets this threshold.
VALLEY COMMUNITIES operates 8 branch locations and has access to 5 ATMs. The main office is located at 888 State Highway 153, Mosinee, WI 54455-9684.
VALLEY COMMUNITIES was established in 1935. It is a state-chartered credit union chartered under charter number 66430. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or VALLEY COMMUNITIES. All financial data is for informational purposes only.