VALLEY EDUCATORS
State-Chartered • Alamosa, Colorado • Est. 1959
Quick Facts
- Charter Number
- #63468
- Type
- State-Chartered
- Established
- 1959
- Headquarters
- Alamosa, Colorado 81101
- Address
- 910 Main St
- Branches
- 3
- Members
- 1,008
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Poor financial health. One or more key ratios are below NCUA thresholds. All deposits remain federally insured up to $250,000.
Financial Overview
Total Assets
Members
1,008 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | VALLEY EDUCATORS |
|---|---|
| Total Assets | $6.0M |
| Members | 1,008 |
| Loans Outstanding | $4.6M |
| Shares & Deposits | $4.7M |
| Net Worth | $1.4M |
| Net Worth Ratio | 22.47% |
| Loan-to-Share Ratio | 99.4% |
| Delinquency Rate | 4.53% |
| Net Income | +$70,883 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
CU NORTHWEST
23403 E MISSION AVE
LIBERTY LAKE, WA 99019
Valley Educators Credit Union
Main Office910 Main St
Alamosa, CO 81101
MOUNTAIN RIVER CREDIT UNION
2437 MAIN ST
ALAMOSA, CO 81101
Who Can Join VALLEY EDUCATORS?
Membership Type: Community
Membership eligibility for VALLEY EDUCATORS may vary. Contact the credit union directly to confirm qualification requirements.
Contact VALLEY EDUCATORS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Colorado RankingsFrequently Asked Questions
Yes. VALLEY EDUCATORS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, VALLEY EDUCATORS has 1,008 members and a potential membership field of 6,051 people.
VALLEY EDUCATORS's net worth ratio is 22.47% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 22.5%, VALLEY EDUCATORS meets this threshold.
VALLEY EDUCATORS operates 3 branch locations. The main office is located at 910 Main St, Alamosa, CO 81101.
VALLEY EDUCATORS was established in 1959. It is a state-chartered credit union chartered under charter number 63468. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or VALLEY EDUCATORS. All financial data is for informational purposes only.