VALLEY ISLE COMMUNITY
Federal • Kahului, Hawaii • Est. 1940
Quick Facts
- Charter Number
- #3574
- Type
- Federal
- Established
- 1940
- Headquarters
- Kahului, Hawaii 96732
- Address
- 160 Paahana St
- Branches
- 3
- Members
- 12,847
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
12,847 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | VALLEY ISLE COMMUNITY |
|---|---|
| Total Assets | $173.2M |
| Members | 12,847 |
| Loans Outstanding | $60.8M |
| Shares & Deposits | $160.3M |
| Net Worth | $15.5M |
| Net Worth Ratio | 8.97% |
| Loan-to-Share Ratio | 37.9% |
| Delinquency Rate | 0.31% |
| Net Income | +$1,292,776 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
Main Branch
Main Office160 Paahana St
Kahului, HI 96732
Lahaina Branch
40 Kupuohi St Ste 102
Lahaina, HI 96761
Wailuku Branch
69 N Market St
Wailuku, HI 96793
Who Can Join VALLEY ISLE COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for VALLEY ISLE COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact VALLEY ISLE COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Hawaii RankingsFrequently Asked Questions
Yes. VALLEY ISLE COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, VALLEY ISLE COMMUNITY has 12,847 members and a potential membership field of 164,007 people.
VALLEY ISLE COMMUNITY's net worth ratio is 8.97% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.0%, VALLEY ISLE COMMUNITY meets this threshold.
VALLEY ISLE COMMUNITY operates 3 branch locations. The main office is located at 160 Paahana St, Kahului, HI 96732.
VALLEY ISLE COMMUNITY was established in 1940. It is a federal credit union chartered under charter number 3574. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or VALLEY ISLE COMMUNITY. All financial data is for informational purposes only.