VALLEY ISLE COMMUNITY
Federal • Kahului, Hawaii • Est. 1940
Quick Facts
- Charter Number
- #3574
- Type
- Federal
- Established
- 1940
- Headquarters
- Kahului, Hawaii 96732
- Address
- 160 Paahana St
- Branches
- 3
- Members
- 12,868
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
12,868 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | VALLEY ISLE COMMUNITY |
|---|---|
| Total Assets | $173.1M |
| Members | 12,868 |
| Loans Outstanding | $60.7M |
| Shares & Deposits | $160.1M |
| Net Worth | $15.7M |
| Net Worth Ratio | 9.10% |
| Loan-to-Share Ratio | 37.9% |
| Delinquency Rate | 0.39% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations
Main Branch
Main Office160 Paahana St
Kahului, HI 96732
Lahaina Branch
40 Kupuohi St Ste 102
Lahaina, HI 96761
Wailuku Branch
69 N Market St
Wailuku, HI 96793
Who Can Join VALLEY ISLE COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for VALLEY ISLE COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact VALLEY ISLE COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Hawaii
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Hawaii RankingsFrequently Asked Questions
VALLEY ISLE COMMUNITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, VALLEY ISLE COMMUNITY has 12,868 members and a potential membership field of 160,592 people.
VALLEY ISLE COMMUNITY's reported net worth ratio is 9.10% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
VALLEY ISLE COMMUNITY operates 3 branch locations. The main office is located at 160 Paahana St, Kahului, HI 96732.
VALLEY ISLE COMMUNITY was established in 1940. It is a federal credit union chartered under charter number 3574. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or VALLEY ISLE COMMUNITY. All financial data is for informational purposes only.