VALLEY
State-Chartered • SALEM, Oregon • Est. 1957
Quick Facts
- Charter Number
- #64169
- Type
- State-Chartered
- Established
- 1957
- Headquarters
- SALEM, Oregon 97309
- Address
- PO BOX 12903
- Branches
- 3
- ATMs
- 1
- Members
- 6,107
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Poor financial health. One or more key ratios are below NCUA thresholds. All deposits remain federally insured up to $250,000.
Financial Overview
Total Assets
Members
6,107 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | VALLEY |
|---|---|
| Total Assets | $111.7M |
| Members | 6,107 |
| Loans Outstanding | $79.1M |
| Shares & Deposits | $97.2M |
| Net Worth | $15.0M |
| Net Worth Ratio | 13.39% |
| Loan-to-Share Ratio | 81.4% |
| Delinquency Rate | 4.49% |
| Net Income | +$1,920,083 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 1 ATMs
Main Branch
2096 Mission St Se
Salem, OR 97302
Disaster Recovery
5600 Crooks Rd
Troy, MI 48098
Vital Records
Main Office2096 Mission St SE
Salem, OR 97302-1241
Who Can Join VALLEY?
Membership Type: Community
Membership eligibility for VALLEY may vary. Contact the credit union directly to confirm qualification requirements.
Contact VALLEY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Oregon RankingsFrequently Asked Questions
Yes. VALLEY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, VALLEY has 6,107 members and a potential membership field of 686,776 people.
VALLEY's net worth ratio is 13.39% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.4%, VALLEY meets this threshold.
VALLEY operates 3 branch locations and has access to 1 ATMs. The main office is located at 2096 Mission St SE, Salem, OR 97302-1241.
VALLEY was established in 1957. It is a state-chartered credit union chartered under charter number 64169. The institution has been serving members for 69 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or VALLEY. All financial data is for informational purposes only.