VALLEY STRONG
State-Chartered • BAKERSFIELD, California • Est. 1940
Quick Facts
- Charter Number
- #68712
- Type
- State-Chartered
- Established
- 1940
- Headquarters
- BAKERSFIELD, California 93389-9506
- Address
- P.O. BOX 9506
- Branches
- 31
- ATMs
- 25
- Members
- 353,871
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
353,871 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | VALLEY STRONG |
|---|---|
| Total Assets | $4.0B |
| Members | 353,871 |
| Loans Outstanding | $2.8B |
| Shares & Deposits | $3.6B |
| Net Worth | $370.1M |
| Net Worth Ratio | 9.23% |
| Loan-to-Share Ratio | 78.3% |
| Delinquency Rate | 2.01% |
| Net Income | +$50,965,903 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
31 locations · 25 ATMs
Administrative Office
Main Office11500 Bolthouse Dr
Bakersfield, CA 93311-8822
Mt Vernon
3901 Mount Vernon Ave
Bakersfield, CA 93306-1444
Ridgeview High School
8501 Stine Rd
Bakersfield, CA 93313
Stockdale High School
2800 Buena Vista Rd
Bakersfield, CA 93311
Downtown Branch
2424 Chester Ave
Bakersfield, CA 93301
Who Can Join VALLEY STRONG?
Membership Type: Community
Membership eligibility for VALLEY STRONG may vary. Contact the credit union directly to confirm qualification requirements.
Contact VALLEY STRONG directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. VALLEY STRONG is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, VALLEY STRONG has 353,871 members and a potential membership field of 1,930,050 people.
VALLEY STRONG's net worth ratio is 9.23% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.2%, VALLEY STRONG meets this threshold.
VALLEY STRONG operates 31 branch locations and has access to 25 ATMs. The main office is located at 11500 Bolthouse Dr, Bakersfield, CA 93311-8822.
VALLEY STRONG was established in 1940. It is a state-chartered credit union chartered under charter number 68712. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or VALLEY STRONG. All financial data is for informational purposes only.