VALLEY STRONG
State-Chartered • Bakersfield, California • Est. 1940
Quick Facts
- Charter Number
- #68712
- Type
- State-Chartered
- Established
- 1940
- Headquarters
- Bakersfield, California 93311-8822
- Address
- 11500 Bolthouse Dr
- Branches
- 31
- ATMs
- 25
- Members
- 357,321
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 6% and a delinquency rate below 3%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
357,321 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | VALLEY STRONG |
|---|---|
| Total Assets | $4.1B |
| Members | 357,321 |
| Loans Outstanding | $2.9B |
| Shares & Deposits | $3.6B |
| Net Worth | $368.9M |
| Net Worth Ratio | 9.05% |
| Loan-to-Share Ratio | 78.3% |
| Delinquency Rate | 2.09% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
31 locations · 25 ATMs
Administrative Office
Main Office11500 Bolthouse Dr
Bakersfield, CA 93311-8822
Mt Vernon
3901 Mount Vernon Ave
Bakersfield, CA 93306-1444
Ridgeview High School
8501 Stine Rd
Bakersfield, CA 93313
Stockdale High School
2800 Buena Vista Rd
Bakersfield, CA 93311
Downtown Branch
2424 Chester Ave
Bakersfield, CA 93301
Who Can Join VALLEY STRONG?
Membership Type: Community
Membership eligibility for VALLEY STRONG may vary. Contact the credit union directly to confirm qualification requirements.
Contact VALLEY STRONG directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View California RankingsFrequently Asked Questions
VALLEY STRONG is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, VALLEY STRONG has 357,321 members and a potential membership field of 1,986,185 people.
VALLEY STRONG's reported net worth ratio is 9.05% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
VALLEY STRONG operates 31 branch locations and has access to 25 ATMs. The main office is located at 11500 Bolthouse Dr, Bakersfield, CA 93311-8822.
VALLEY STRONG was established in 1940. It is a state-chartered credit union chartered under charter number 68712. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or VALLEY STRONG. All financial data is for informational purposes only.