VALLEY WIDE
Federal • Vernal, Utah • Est. 1961
Quick Facts
- Charter Number
- #14657
- Type
- Federal
- Established
- 1961
- Headquarters
- Vernal, Utah 84078
- Address
- 1330 E Highway 40
- Branches
- 1
- Members
- 153
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
153 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | VALLEY WIDE |
|---|---|
| Total Assets | $474K |
| Members | 153 |
| Loans Outstanding | $144K |
| Shares & Deposits | $336K |
| Net Worth | $135K |
| Net Worth Ratio | 28.58% |
| Loan-to-Share Ratio | 42.8% |
| Delinquency Rate | 0.00% |
| Net Income | +$4,748 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Valley Wide Credit Union
Main Office1330 E Highway 40
Vernal, UT 84078
Who Can Join VALLEY WIDE?
Membership Type: Community
Membership eligibility for VALLEY WIDE may vary. Contact the credit union directly to confirm qualification requirements.
Contact VALLEY WIDE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Utah RankingsFrequently Asked Questions
Yes. VALLEY WIDE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, VALLEY WIDE has 153 members and a potential membership field of 32,588 people.
VALLEY WIDE's net worth ratio is 28.58% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 28.6%, VALLEY WIDE meets this threshold.
VALLEY WIDE operates 1 branch location. The main office is located at 1330 E Highway 40, Vernal, UT 84078.
VALLEY WIDE was established in 1961. It is a federal credit union chartered under charter number 14657. The institution has been serving members for 65 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or VALLEY WIDE. All financial data is for informational purposes only.