VALLEY WIDE
Federal • Vernal, Utah • Est. 1961
Quick Facts
- Charter Number
- #14657
- Type
- Federal
- Established
- 1961
- Headquarters
- Vernal, Utah 84078
- Address
- 1330 E Highway 40
- Branches
- 1
- Members
- 151
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
151 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | VALLEY WIDE |
|---|---|
| Total Assets | $448K |
| Members | 151 |
| Loans Outstanding | $139K |
| Shares & Deposits | $310K |
| Net Worth | $136K |
| Net Worth Ratio | 30.39% |
| Loan-to-Share Ratio | 44.9% |
| Delinquency Rate | 0.00% |
| Net Income | +$522 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
Valley Wide Credit Union
Main Office1330 E Highway 40
Vernal, UT 84078
Who Can Join VALLEY WIDE?
Membership Type: Community
Membership eligibility for VALLEY WIDE may vary. Contact the credit union directly to confirm qualification requirements.
Contact VALLEY WIDE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Utah
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Utah RankingsFrequently Asked Questions
VALLEY WIDE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, VALLEY WIDE has 151 members and a potential membership field of 32,588 people.
VALLEY WIDE's reported net worth ratio is 30.39% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
VALLEY WIDE operates 1 branch location. The main office is located at 1330 E Highway 40, Vernal, UT 84078.
VALLEY WIDE was established in 1961. It is a federal credit union chartered under charter number 14657. The institution has been serving members for 65 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or VALLEY WIDE. All financial data is for informational purposes only.