VALLEYSTAR
State-Chartered • Martinsville, Virginia • Est. 1953
Quick Facts
- Charter Number
- #66924
- Type
- State-Chartered
- Established
- 1953
- Headquarters
- Martinsville, Virginia 24115
- Address
- PO Box 5511
- Branches
- 7
- ATMs
- 6
- Members
- 36,551
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
36,551 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | VALLEYSTAR |
|---|---|
| Total Assets | $540.3M |
| Members | 36,551 |
| Loans Outstanding | $373.9M |
| Shares & Deposits | $433.3M |
| Net Worth | $54.3M |
| Net Worth Ratio | 10.04% |
| Loan-to-Share Ratio | 86.3% |
| Delinquency Rate | 1.26% |
| Net Income | $-509,485 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
7 locations · 6 ATMs
Martinsville
Main Office35 Dupont Rd
Martinsville, VA 24112-4618
Collinsville
41 Wheeler Ave
Collinsville, VA 24078-2417
Rocky Mount
1080 Old Franklin Tpke
Rocky Mount, VA 24151
Danville Main
212 Holt Garrison Pkwy
Danville, VA 24540-5955
Fishersville
19 Myers Corner Dr Ste A01
Staunton, VA 24401-6348
Who Can Join VALLEYSTAR?
Membership Type: Community
Membership eligibility for VALLEYSTAR may vary. Contact the credit union directly to confirm qualification requirements.
Contact VALLEYSTAR directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Virginia RankingsFrequently Asked Questions
Yes. VALLEYSTAR is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, VALLEYSTAR has 36,551 members and a potential membership field of 2,498,261 people.
VALLEYSTAR's net worth ratio is 10.04% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.0%, VALLEYSTAR meets this threshold.
VALLEYSTAR operates 7 branch locations and has access to 6 ATMs. The main office is located at 35 Dupont Rd, Martinsville, VA 24112-4618.
VALLEYSTAR was established in 1953. It is a state-chartered credit union chartered under charter number 66924. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or VALLEYSTAR. All financial data is for informational purposes only.