VAPR
Federal • Guaynabo, Puerto Rico • Est. 1950
Quick Facts
- Charter Number
- #6918
- Type
- Federal
- Established
- 1950
- Headquarters
- Guaynabo, Puerto Rico 00969
- Address
- 2400 Carretera 177
- Branches
- 3
- ATMs
- 3
- Members
- 20,707
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
20,707 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | VAPR |
|---|---|
| Total Assets | $310.6M |
| Members | 20,707 |
| Loans Outstanding | $212.3M |
| Shares & Deposits | $278.8M |
| Net Worth | $33.9M |
| Net Worth Ratio | 10.90% |
| Loan-to-Share Ratio | 76.2% |
| Delinquency Rate | 0.06% |
| Net Income | +$881,723 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 3 ATMs
Federal Building Branch
150 Ave Carlos Chardon
San Juan, PR 00918-1703
VAPR Plaza Branch & Administration Office
Main Office2400 Carretera 177
Guaynabo, PR 00969
Guayama Branch
Street 54
Guayama, PR 00785
Who Can Join VAPR?
Membership Type: Community
Membership eligibility for VAPR may vary. Contact the credit union directly to confirm qualification requirements.
Contact VAPR directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Puerto Rico
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Puerto Rico RankingsFrequently Asked Questions
VAPR is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, VAPR has 20,707 members and a potential membership field of 25,000 people.
VAPR's reported net worth ratio is 10.90% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
VAPR operates 3 branch locations and has access to 3 ATMs. The main office is located at 2400 Carretera 177, Guaynabo, PR 00969.
VAPR was established in 1950. It is a federal credit union chartered under charter number 6918. The institution has been serving members for 76 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or VAPR. All financial data is for informational purposes only.