VELOCITY COMMUNITY
Federal • PALM BEACH GARD, Florida • Est. 1958
Quick Facts
- Charter Number
- #12458
- Type
- Federal
- Established
- 1958
- Headquarters
- PALM BEACH GARD, Florida 33420-0669
- Address
- PO BOX 30669
- Branches
- 3
- ATMs
- 1
- Members
- 25,159
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
25,159 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | VELOCITY COMMUNITY |
|---|---|
| Total Assets | $484.8M |
| Members | 25,159 |
| Loans Outstanding | $338.6M |
| Shares & Deposits | $419.0M |
| Net Worth | $59.9M |
| Net Worth Ratio | 12.36% |
| Loan-to-Share Ratio | 80.8% |
| Delinquency Rate | 0.71% |
| Net Income | +$4,171,374 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 1 ATMs
Main Office
Main Office2801 PGA BLVD STE 120
PALM BEACH GARDENS, FL 33410
Royal Palm Beach Office
563 N State Road 7
Royal Palm Beach, FL 33411-3524
Jupiter Branch
6779 W Indiantown Rd
Jupiter, FL 33458-4654
Who Can Join VELOCITY COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for VELOCITY COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact VELOCITY COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Florida RankingsFrequently Asked Questions
Yes. VELOCITY COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, VELOCITY COMMUNITY has 25,159 members and a potential membership field of 175,000 people.
VELOCITY COMMUNITY's net worth ratio is 12.36% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.4%, VELOCITY COMMUNITY meets this threshold.
VELOCITY COMMUNITY operates 3 branch locations and has access to 1 ATMs. The main office is located at 2801 PGA BLVD STE 120, PALM BEACH GARDENS, FL 33410.
VELOCITY COMMUNITY was established in 1958. It is a federal credit union chartered under charter number 12458. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or VELOCITY COMMUNITY. All financial data is for informational purposes only.