VERVE, A CREDIT UNION
State-Chartered • Oshkosh, Wisconsin • Est. 1938
Quick Facts
- Charter Number
- #66777
- Type
- State-Chartered
- Established
- 1938
- Headquarters
- Oshkosh, Wisconsin 54904
- Address
- 2900 Universal St
- Branches
- 20
- ATMs
- 21
- Members
- 63,183
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
63,183 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | VERVE, A CREDIT UNION |
|---|---|
| Total Assets | $1.6B |
| Members | 63,183 |
| Loans Outstanding | $1.2B |
| Shares & Deposits | $1.4B |
| Net Worth | $153.5M |
| Net Worth Ratio | 9.68% |
| Loan-to-Share Ratio | 84.2% |
| Delinquency Rate | 0.36% |
| Net Income | +$2,355,565 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
20 locations · 21 ATMs
Fond du Lac - West
740 W Johnson St
Fond du Lac, WI 54935-2016
Universal
Main Office2900 Universal St
Oshkosh, WI 54904
Fond du Lac - East
1045 E Johnson St
Fond du Lac, WI 54935
Witzel Ave
750 Witzel Ave
Oshkosh, WI 54902
Oneida
1435 Oneida St
Appleton, WI 54915
Who Can Join VERVE, A CREDIT UNION?
Membership Type: Community
Membership eligibility for VERVE, A CREDIT UNION may vary. Contact the credit union directly to confirm qualification requirements.
Contact VERVE, A CREDIT UNION directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Wisconsin
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Wisconsin RankingsFrequently Asked Questions
VERVE, A CREDIT UNION is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, VERVE, A CREDIT UNION has 63,183 members and a potential membership field of 8,949,966 people.
VERVE, A CREDIT UNION's reported net worth ratio is 9.68% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
VERVE, A CREDIT UNION operates 20 branch locations and has access to 21 ATMs. The main office is located at 2900 Universal St, Oshkosh, WI 54904.
VERVE, A CREDIT UNION was established in 1938. It is a state-chartered credit union chartered under charter number 66777. The institution has been serving members for 88 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or VERVE, A CREDIT UNION. All financial data is for informational purposes only.