VERVE, A CREDIT UNION
State-Chartered • Oshkosh, Wisconsin • Est. 1938
Quick Facts
- Charter Number
- #66777
- Type
- State-Chartered
- Established
- 1938
- Headquarters
- Oshkosh, Wisconsin 54903-3046
- Address
- PO Box 3046
- Branches
- 20
- ATMs
- 21
- Members
- 62,795
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
62,795 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | VERVE, A CREDIT UNION |
|---|---|
| Total Assets | $1.6B |
| Members | 62,795 |
| Loans Outstanding | $1.2B |
| Shares & Deposits | $1.4B |
| Net Worth | $151.2M |
| Net Worth Ratio | 9.40% |
| Loan-to-Share Ratio | 84.8% |
| Delinquency Rate | 0.35% |
| Net Income | +$10,618,477 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
20 locations · 21 ATMs
Fond du Lac - West
740 W Johnson St
Fond du Lac, WI 54935-2016
Universal
Main Office2900 Universal St
Oshkosh, WI 54904
Fond du Lac - East
1045 E Johnson St
Fond du Lac, WI 54935
Witzel Ave
750 Witzel Ave
Oshkosh, WI 54902
Oneida
1435 Oneida St
Appleton, WI 54915
Who Can Join VERVE, A CREDIT UNION?
Membership Type: Community
Membership eligibility for VERVE, A CREDIT UNION may vary. Contact the credit union directly to confirm qualification requirements.
Contact VERVE, A CREDIT UNION directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Wisconsin RankingsFrequently Asked Questions
Yes. VERVE, A CREDIT UNION is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, VERVE, A CREDIT UNION has 62,795 members and a potential membership field of 8,949,966 people.
VERVE, A CREDIT UNION's net worth ratio is 9.40% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.4%, VERVE, A CREDIT UNION meets this threshold.
VERVE, A CREDIT UNION operates 20 branch locations and has access to 21 ATMs. The main office is located at 2900 Universal St, Oshkosh, WI 54904.
VERVE, A CREDIT UNION was established in 1938. It is a state-chartered credit union chartered under charter number 66777. The institution has been serving members for 88 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or VERVE, A CREDIT UNION. All financial data is for informational purposes only.