VICKSBURG RAILROAD
Federal • Vicksburg, Mississippi • Est. 1934
Quick Facts
- Charter Number
- #24892
- Type
- Federal
- Established
- 1934
- Headquarters
- Vicksburg, Mississippi 39181-0802
- Address
- P O Box 802
- Branches
- 1
- Members
- 1,003
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,003 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | VICKSBURG RAILROAD |
|---|---|
| Total Assets | $12.1M |
| Members | 1,003 |
| Loans Outstanding | $7.7M |
| Shares & Deposits | $8.2M |
| Net Worth | $3.9M |
| Net Worth Ratio | 32.25% |
| Loan-to-Share Ratio | 94.4% |
| Delinquency Rate | 0.00% |
| Net Income | +$77,507 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Vicksburg Railroad Credit Union
Main Office2101 Cherry St
Vicksburg, MS 39180-3805
Who Can Join VICKSBURG RAILROAD?
Membership Type: Occupational
Membership eligibility for VICKSBURG RAILROAD may vary. Contact the credit union directly to confirm qualification requirements.
Contact VICKSBURG RAILROAD directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Mississippi RankingsFrequently Asked Questions
Yes. VICKSBURG RAILROAD is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, VICKSBURG RAILROAD has 1,003 members and a potential membership field of 1,500 people.
VICKSBURG RAILROAD's net worth ratio is 32.25% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 32.3%, VICKSBURG RAILROAD meets this threshold.
VICKSBURG RAILROAD operates 1 branch location. The main office is located at 2101 Cherry St, Vicksburg, MS 39180-3805.
VICKSBURG RAILROAD was established in 1934. It is a federal credit union chartered under charter number 24892. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or VICKSBURG RAILROAD. All financial data is for informational purposes only.