VIRGINIA EDUCATORS CREDIT UNION
State-Chartered • Newport News, Virginia • Est. 1954
Quick Facts
- Charter Number
- #66700
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- Newport News, Virginia 23606
- Address
- 12626 Nettles Dr
- Branches
- 2
- ATMs
- 2
- Members
- 3,699
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
3,699 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | VIRGINIA EDUCATORS CREDIT UNION |
|---|---|
| Total Assets | $75.3M |
| Members | 3,699 |
| Loans Outstanding | $7.9M |
| Shares & Deposits | $57.1M |
| Net Worth | $17.7M |
| Net Worth Ratio | 23.51% |
| Loan-to-Share Ratio | 13.8% |
| Delinquency Rate | 0.53% |
| Net Income | +$2,035,214 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Nettles Office
Main Office12626 Nettles Dr
Newport News, VA 23606
Main Street Office
812 Main St
Newport News, VA 23605
Who Can Join VIRGINIA EDUCATORS CREDIT UNION?
Membership Type: Community
Membership eligibility for VIRGINIA EDUCATORS CREDIT UNION may vary. Contact the credit union directly to confirm qualification requirements.
Contact VIRGINIA EDUCATORS CREDIT UNION directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Virginia RankingsFrequently Asked Questions
Yes. VIRGINIA EDUCATORS CREDIT UNION is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, VIRGINIA EDUCATORS CREDIT UNION has 3,699 members and a potential membership field of 25,000 people.
VIRGINIA EDUCATORS CREDIT UNION's net worth ratio is 23.51% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 23.5%, VIRGINIA EDUCATORS CREDIT UNION meets this threshold.
VIRGINIA EDUCATORS CREDIT UNION operates 2 branch locations and has access to 2 ATMs. The main office is located at 12626 Nettles Dr, Newport News, VA 23606.
VIRGINIA EDUCATORS CREDIT UNION was established in 1954. It is a state-chartered credit union chartered under charter number 66700. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or VIRGINIA EDUCATORS CREDIT UNION. All financial data is for informational purposes only.