VIRGINIA STATE UNIVERSITY
Federal • South Chesterfi, Virginia • Est. 1939
Quick Facts
- Charter Number
- #3029
- Type
- Federal
- Established
- 1939
- Headquarters
- South Chesterfi, Virginia 23803-2021
- Address
- 3401 Boisseau St
- Branches
- 2
- ATMs
- 1
- Members
- 1,891
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
1,891 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | VIRGINIA STATE UNIVERSITY |
|---|---|
| Total Assets | $12.9M |
| Members | 1,891 |
| Loans Outstanding | $8.2M |
| Shares & Deposits | $11.7M |
| Net Worth | $1.1M |
| Net Worth Ratio | 8.88% |
| Loan-to-Share Ratio | 69.8% |
| Delinquency Rate | 1.68% |
| Net Income | +$198,308 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
VSU Federal Credit Union
Main Office3401 Boisseau St
South Chesterfield, VA 23803-2021
BAYLANDS FAMILY CREDIT UNION
7119 ROUTE 1
NORTH CHESTERFIELD, VA 23237-1521
Who Can Join VIRGINIA STATE UNIVERSITY?
Membership Type: Community
Membership eligibility for VIRGINIA STATE UNIVERSITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact VIRGINIA STATE UNIVERSITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Virginia RankingsFrequently Asked Questions
Yes. VIRGINIA STATE UNIVERSITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, VIRGINIA STATE UNIVERSITY has 1,891 members and a potential membership field of 3,500 people.
VIRGINIA STATE UNIVERSITY's net worth ratio is 8.88% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.9%, VIRGINIA STATE UNIVERSITY meets this threshold.
VIRGINIA STATE UNIVERSITY operates 2 branch locations and has access to 1 ATMs. The main office is located at 3401 Boisseau St, South Chesterfield, VA 23803-2021.
VIRGINIA STATE UNIVERSITY was established in 1939. It is a federal credit union chartered under charter number 3029. The institution has been serving members for 87 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or VIRGINIA STATE UNIVERSITY. All financial data is for informational purposes only.