VITELCO EMPLOYEES
Federal • Charlotte Amalie, Virgin Islands • Est. 1979
Quick Facts
- Charter Number
- #23294
- Type
- Federal
- Established
- 1979
- Headquarters
- Charlotte Amalie, Virgin Islands 00802
- Address
- 3082 Kronprindsens Gade
- Branches
- 2
- Members
- 332
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
This institution does not meet CUScore's minimum D-tier combination of net worth and delinquency metrics. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
332 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | VITELCO EMPLOYEES |
|---|---|
| Total Assets | $1.6M |
| Members | 332 |
| Loans Outstanding | $378K |
| Shares & Deposits | $1.5M |
| Net Worth | $84K |
| Net Worth Ratio | 5.28% |
| Loan-to-Share Ratio | 25.3% |
| Delinquency Rate | 5.54% |
| Net Income | $-27,710 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
Vitelco Employees Federal Credit Union
Main Office3082 Kronprindsens Gade
Charlotte Amalie, VI 00802
STX Office
5 Corners Plaza
Christiansted, St. Croix, VI 00820
Who Can Join VITELCO EMPLOYEES?
Membership Type: Community
Membership eligibility for VITELCO EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact VITELCO EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Virgin Islands
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Virgin Islands RankingsFrequently Asked Questions
VITELCO EMPLOYEES is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, VITELCO EMPLOYEES has 332 members and a potential membership field of 20,000 people.
VITELCO EMPLOYEES's reported net worth ratio is 5.28% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
VITELCO EMPLOYEES operates 2 branch locations. The main office is located at 3082 Kronprindsens Gade, Charlotte Amalie, VI 00802.
VITELCO EMPLOYEES was established in 1979. It is a federal credit union chartered under charter number 23294. The institution has been serving members for 47 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or VITELCO EMPLOYEES. All financial data is for informational purposes only.