VULCRAFT EMPLOYEES
Federal • ST JOE, Indiana • Est. 1978
Quick Facts
- Charter Number
- #23287
- Type
- Federal
- Established
- 1978
- Headquarters
- ST JOE, Indiana 46785
- Address
- PO BOX 1000
- Branches
- 3
- Members
- 735
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
735 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | VULCRAFT EMPLOYEES |
|---|---|
| Total Assets | $6.1M |
| Members | 735 |
| Loans Outstanding | $5.1M |
| Shares & Deposits | $5.2M |
| Net Worth | $860K |
| Net Worth Ratio | 14.09% |
| Loan-to-Share Ratio | 97.8% |
| Delinquency Rate | 1.23% |
| Net Income | +$70,263 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
VULCRAFT EMPLOYEES FEDERAL CU
Main Office6610 COUNTY ROAD 60A
Saint Joe, IN 46785-9601
NUCOR BLDG SYSTEMS (OUR SAFE)
305 INDUSTRIAL PKWY
WATERLOO, IN 46793
NUCOR BLDG SYSTEMS
305 INDUSTRIAL PKWY
WATERLOO, IN 46793-9498
Who Can Join VULCRAFT EMPLOYEES?
Membership Type: Community
Membership eligibility for VULCRAFT EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact VULCRAFT EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Indiana
Browse all federally insured credit unions in Indiana, ranked by assets, members, and financial health score.
View Indiana RankingsFrequently Asked Questions
Yes. VULCRAFT EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, VULCRAFT EMPLOYEES has 735 members and a potential membership field of 1,000 people.
VULCRAFT EMPLOYEES's net worth ratio is 14.09% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.1%, VULCRAFT EMPLOYEES meets this threshold.
VULCRAFT EMPLOYEES operates 3 branch locations. The main office is located at 6610 COUNTY ROAD 60A, Saint Joe, IN 46785-9601.
VULCRAFT EMPLOYEES was established in 1978. It is a federal credit union chartered under charter number 23287. The institution has been serving members for 48 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or VULCRAFT EMPLOYEES. All financial data is for informational purposes only.