WAIALUA
Federal • Waialua, Hawaii • Est. 1937
Quick Facts
- Charter Number
- #2049
- Type
- Federal
- Established
- 1937
- Headquarters
- Waialua, Hawaii 96791
- Address
- PO BOX 800
- Branches
- 1
- Members
- 2,973
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,973 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WAIALUA |
|---|---|
| Total Assets | $46.7M |
| Members | 2,973 |
| Loans Outstanding | $18.8M |
| Shares & Deposits | $38.4M |
| Net Worth | $8.3M |
| Net Worth Ratio | 17.70% |
| Loan-to-Share Ratio | 49.0% |
| Delinquency Rate | 0.14% |
| Net Income | +$187,472 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Waialua Federal Credit Union
Main Office67-292 Goodale Ave # A2
Waialua, HI 96791-8104
Who Can Join WAIALUA?
Membership Type: Other/Unknown
Membership eligibility for WAIALUA may vary. Contact the credit union directly to confirm qualification requirements.
Contact WAIALUA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Hawaii RankingsFrequently Asked Questions
Yes. WAIALUA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WAIALUA has 2,973 members and a potential membership field of 12,000 people.
WAIALUA's net worth ratio is 17.70% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 17.7%, WAIALUA meets this threshold.
WAIALUA operates 1 branch location. The main office is located at 67-292 Goodale Ave # A2, Waialua, HI 96791-8104.
WAIALUA was established in 1937. It is a federal credit union chartered under charter number 2049. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WAIALUA. All financial data is for informational purposes only.