WAILUKU
Federal • Kahului, Hawaii • Est. 1954
Quick Facts
- Charter Number
- #9924
- Type
- Federal
- Established
- 1954
- Headquarters
- Kahului, Hawaii 96732-3603
- Address
- 133 Maa St
- Branches
- 2
- ATMs
- 1
- Members
- 5,383
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
5,383 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WAILUKU |
|---|---|
| Total Assets | $132.1M |
| Members | 5,383 |
| Loans Outstanding | $90.5M |
| Shares & Deposits | $115.2M |
| Net Worth | $16.3M |
| Net Worth Ratio | 12.36% |
| Loan-to-Share Ratio | 78.5% |
| Delinquency Rate | 0.26% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 1 ATMs
FISERV - Portico
2601 Network Blvd Ste 900
Frisco, TX 75034
Wailuku FCU
Main Office133 Maa St
Kahului, HI 96732-3603
Who Can Join WAILUKU?
Membership Type: Other/Unknown
Membership eligibility for WAILUKU may vary. Contact the credit union directly to confirm qualification requirements.
Contact WAILUKU directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Hawaii
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Hawaii RankingsFrequently Asked Questions
WAILUKU is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, WAILUKU has 5,383 members and a potential membership field of 45,916 people.
WAILUKU's reported net worth ratio is 12.36% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
WAILUKU operates 2 branch locations and has access to 1 ATMs. The main office is located at 133 Maa St, Kahului, HI 96732-3603.
WAILUKU was established in 1954. It is a federal credit union chartered under charter number 9924. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or WAILUKU. All financial data is for informational purposes only.