WAILUKU
Federal • KAHULUI, Hawaii • Est. 1954
Quick Facts
- Charter Number
- #9924
- Type
- Federal
- Established
- 1954
- Headquarters
- KAHULUI, Hawaii 96732
- Address
- 133 MAA STREET
- Branches
- 2
- ATMs
- 1
- Members
- 5,362
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
5,362 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WAILUKU |
|---|---|
| Total Assets | $129.2M |
| Members | 5,362 |
| Loans Outstanding | $87.5M |
| Shares & Deposits | $112.9M |
| Net Worth | $15.8M |
| Net Worth Ratio | 12.25% |
| Loan-to-Share Ratio | 77.5% |
| Delinquency Rate | 0.42% |
| Net Income | +$2,061,566 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
FISERV - Portico
2601 Network Blvd Ste 900
Frisco, TX 75034
Wailuku FCU
Main Office133 Maa St
Kahului, HI 96732-3603
Who Can Join WAILUKU?
Membership Type: Other/Unknown
Membership eligibility for WAILUKU may vary. Contact the credit union directly to confirm qualification requirements.
Contact WAILUKU directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Hawaii RankingsFrequently Asked Questions
Yes. WAILUKU is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WAILUKU has 5,362 members and a potential membership field of 42,822 people.
WAILUKU's net worth ratio is 12.25% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.3%, WAILUKU meets this threshold.
WAILUKU operates 2 branch locations and has access to 1 ATMs. The main office is located at 133 Maa St, Kahului, HI 96732-3603.
WAILUKU was established in 1954. It is a federal credit union chartered under charter number 9924. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WAILUKU. All financial data is for informational purposes only.