WALTON COUNTY TEACHERS
Federal • DEFUNIAK SPRING, Florida • Est. 1961
Quick Facts
- Charter Number
- #14186
- Type
- Federal
- Established
- 1961
- Headquarters
- DEFUNIAK SPRING, Florida 32433-1416
- Address
- WALTON COUNTY TEACHERS FCU, 1586 US
- Branches
- 1
- ATMs
- 1
- Members
- 2,522
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,522 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WALTON COUNTY TEACHERS |
|---|---|
| Total Assets | $28.6M |
| Members | 2,522 |
| Loans Outstanding | $13.6M |
| Shares & Deposits | $25.4M |
| Net Worth | $3.0M |
| Net Worth Ratio | 10.58% |
| Loan-to-Share Ratio | 53.5% |
| Delinquency Rate | 0.96% |
| Net Income | +$487,357 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
WALTON COUNTY TEACHERS FCU
Main OfficeWALTON COUNTY TEACHERS FCU
DEFUNIAK SPRINGS, FL 32433-1416
Who Can Join WALTON COUNTY TEACHERS?
Membership Type: Other/Unknown
Membership eligibility for WALTON COUNTY TEACHERS may vary. Contact the credit union directly to confirm qualification requirements.
Contact WALTON COUNTY TEACHERS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Florida RankingsFrequently Asked Questions
Yes. WALTON COUNTY TEACHERS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WALTON COUNTY TEACHERS has 2,522 members and a potential membership field of 7,000 people.
WALTON COUNTY TEACHERS's net worth ratio is 10.58% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.6%, WALTON COUNTY TEACHERS meets this threshold.
WALTON COUNTY TEACHERS operates 1 branch location and has access to 1 ATMs. The main office is located at WALTON COUNTY TEACHERS FCU, DEFUNIAK SPRINGS, FL 32433-1416.
WALTON COUNTY TEACHERS was established in 1961. It is a federal credit union chartered under charter number 14186. The institution has been serving members for 65 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WALTON COUNTY TEACHERS. All financial data is for informational purposes only.