WATERFRONT
Federal • Seattle, Washington • Est. 1964
Quick Facts
- Charter Number
- #16178
- Type
- Federal
- Established
- 1964
- Headquarters
- Seattle, Washington 98136
- Address
- 6419 Fauntleroy Way SW
- Branches
- 2
- ATMs
- 1
- Members
- 6,648
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
6,648 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WATERFRONT |
|---|---|
| Total Assets | $93.9M |
| Members | 6,648 |
| Loans Outstanding | $51.7M |
| Shares & Deposits | $81.9M |
| Net Worth | $12.4M |
| Net Worth Ratio | 13.24% |
| Loan-to-Share Ratio | 63.1% |
| Delinquency Rate | 1.58% |
| Net Income | +$1,060,656 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
Main/Corp office
Main Office6419 Fauntleroy Way SW
Seattle, WA 98136
CoLocation
2001 6th Ave
Seattle, WA 98121-2855
Who Can Join WATERFRONT?
Membership Type: Occupational
Membership eligibility for WATERFRONT may vary. Contact the credit union directly to confirm qualification requirements.
Contact WATERFRONT directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Washington RankingsFrequently Asked Questions
Yes. WATERFRONT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WATERFRONT has 6,648 members and a potential membership field of 33,700 people.
WATERFRONT's net worth ratio is 13.24% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.2%, WATERFRONT meets this threshold.
WATERFRONT operates 2 branch locations and has access to 1 ATMs. The main office is located at 6419 Fauntleroy Way SW, Seattle, WA 98136.
WATERFRONT was established in 1964. It is a federal credit union chartered under charter number 16178. The institution has been serving members for 62 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WATERFRONT. All financial data is for informational purposes only.