WATERLOO FIREMEN'S
State-Chartered • Waterloo, Iowa • Est. 1933
Quick Facts
- Charter Number
- #65193
- Type
- State-Chartered
- Established
- 1933
- Headquarters
- Waterloo, Iowa 50703
- Address
- 425 E 3rd St
- Branches
- 1
- Members
- 321
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
321 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WATERLOO FIREMEN'S |
|---|---|
| Total Assets | $2.8M |
| Members | 321 |
| Loans Outstanding | $2.1M |
| Shares & Deposits | $2.4M |
| Net Worth | $358K |
| Net Worth Ratio | 12.81% |
| Loan-to-Share Ratio | 85.5% |
| Delinquency Rate | 0.00% |
| Net Income | +$28,499 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Waterloo Firemen's Credit Union
Main Office425 E 3rd St
Waterloo, IA 50703
Who Can Join WATERLOO FIREMEN'S?
Membership Type: Community
Membership eligibility for WATERLOO FIREMEN'S may vary. Contact the credit union directly to confirm qualification requirements.
Contact WATERLOO FIREMEN'S directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Iowa RankingsFrequently Asked Questions
Yes. WATERLOO FIREMEN'S is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WATERLOO FIREMEN'S has 321 members and a potential membership field of 400 people.
WATERLOO FIREMEN'S's net worth ratio is 12.81% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.8%, WATERLOO FIREMEN'S meets this threshold.
WATERLOO FIREMEN'S operates 1 branch location. The main office is located at 425 E 3rd St, Waterloo, IA 50703.
WATERLOO FIREMEN'S was established in 1933. It is a state-chartered credit union chartered under charter number 65193. The institution has been serving members for 93 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WATERLOO FIREMEN'S. All financial data is for informational purposes only.