WATER'S EDGE
Federal • Biloxi, Mississippi • Est. 1953
Quick Facts
- Charter Number
- #8593
- Type
- Federal
- Established
- 1953
- Headquarters
- Biloxi, Mississippi 39532
- Address
- 1976 Popps Ferry Road
- Branches
- 1
- Members
- 610
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
At-risk financial position. Significant capital or earnings challenges. Deposits remain federally insured up to $250,000 by the NCUA.
Financial Overview
Total Assets
Members
610 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WATER'S EDGE |
|---|---|
| Total Assets | $5.2M |
| Members | 610 |
| Loans Outstanding | $2.6M |
| Shares & Deposits | $4.6M |
| Net Worth | $362K |
| Net Worth Ratio | 6.90% |
| Loan-to-Share Ratio | 55.7% |
| Delinquency Rate | 6.83% |
| Net Income | $-26,567 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Office
Main Office1976 Popps Ferry Rd
Biloxi, MS 39532
Who Can Join WATER'S EDGE?
Membership Type: Community
Membership eligibility for WATER'S EDGE may vary. Contact the credit union directly to confirm qualification requirements.
Contact WATER'S EDGE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Mississippi
Browse all federally insured credit unions in Mississippi, ranked by assets, members, and financial health score.
View Mississippi RankingsFrequently Asked Questions
Yes. WATER'S EDGE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WATER'S EDGE has 610 members and a potential membership field of 2,000 people.
WATER'S EDGE's net worth ratio is 6.90% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. This is below the 7% well-capitalized threshold.
WATER'S EDGE operates 1 branch location. The main office is located at 1976 Popps Ferry Rd, Biloxi, MS 39532.
WATER'S EDGE was established in 1953. It is a federal credit union chartered under charter number 8593. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WATER'S EDGE. All financial data is for informational purposes only.