WATER'S EDGE
Federal • Biloxi, Mississippi • Est. 1953
Quick Facts
- Charter Number
- #8593
- Type
- Federal
- Established
- 1953
- Headquarters
- Biloxi, Mississippi 39532
- Address
- 1976 Popps Ferry Rd
- Branches
- 1
- Members
- 597
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 6% and a delinquency rate below 3%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
597 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WATER'S EDGE |
|---|---|
| Total Assets | $5.1M |
| Members | 597 |
| Loans Outstanding | $2.4M |
| Shares & Deposits | $4.5M |
| Net Worth | $358K |
| Net Worth Ratio | 6.97% |
| Loan-to-Share Ratio | 54.0% |
| Delinquency Rate | 1.10% |
| Net Income | $-3,893 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
Office
Main Office1976 Popps Ferry Rd
Biloxi, MS 39532
Who Can Join WATER'S EDGE?
Membership Type: Community
Membership eligibility for WATER'S EDGE may vary. Contact the credit union directly to confirm qualification requirements.
Contact WATER'S EDGE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Mississippi
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Mississippi RankingsFrequently Asked Questions
WATER'S EDGE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, WATER'S EDGE has 597 members and a potential membership field of 2,000 people.
WATER'S EDGE's reported net worth ratio is 6.97% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
WATER'S EDGE operates 1 branch location. The main office is located at 1976 Popps Ferry Rd, Biloxi, MS 39532.
WATER'S EDGE was established in 1953. It is a federal credit union chartered under charter number 8593. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or WATER'S EDGE. All financial data is for informational purposes only.