WATERTOWN MUNICIPAL
State-Chartered • Watertown, Massachusetts • Est. 1934
Quick Facts
- Charter Number
- #67615
- Type
- State-Chartered
- Established
- 1934
- Headquarters
- Watertown, Massachusetts 02472-4410
- Address
- 149 MAIN ST
- Branches
- 1
- Members
- 661
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
661 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WATERTOWN MUNICIPAL |
|---|---|
| Total Assets | $9.9M |
| Members | 661 |
| Loans Outstanding | $2.9M |
| Shares & Deposits | $6.3M |
| Net Worth | $3.6M |
| Net Worth Ratio | 35.82% |
| Loan-to-Share Ratio | 46.5% |
| Delinquency Rate | 0.00% |
| Net Income | +$23,049 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
WATERTOWN MUNICIPAL CREDIT UNION
Main Office149 MAIN ST
Watertown, MA 02472-4410
Who Can Join WATERTOWN MUNICIPAL?
Membership Type: Community
Membership eligibility for WATERTOWN MUNICIPAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact WATERTOWN MUNICIPAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Massachusetts
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Massachusetts RankingsFrequently Asked Questions
WATERTOWN MUNICIPAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, WATERTOWN MUNICIPAL has 661 members and a potential membership field of 1,100 people.
WATERTOWN MUNICIPAL's reported net worth ratio is 35.82% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
WATERTOWN MUNICIPAL operates 1 branch location. The main office is located at 149 MAIN ST, Watertown, MA 02472-4410.
WATERTOWN MUNICIPAL was established in 1934. It is a state-chartered credit union chartered under charter number 67615. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or WATERTOWN MUNICIPAL. All financial data is for informational purposes only.