WATERTOWN POSTAL
Federal • Watertown, New York • Est. 1949
Quick Facts
- Charter Number
- #6112
- Type
- Federal
- Established
- 1949
- Headquarters
- Watertown, New York 13601
- Address
- 232 COMMERCE PARK DR
- Branches
- 1
- Members
- 491
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
491 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WATERTOWN POSTAL |
|---|---|
| Total Assets | $5.6M |
| Members | 491 |
| Loans Outstanding | $2.4M |
| Shares & Deposits | $4.8M |
| Net Worth | $796K |
| Net Worth Ratio | 14.17% |
| Loan-to-Share Ratio | 49.7% |
| Delinquency Rate | 0.00% |
| Net Income | +$21,855 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
232 COMMERCE PK DR WATERTOWN NY 13601
Main Office232 COMMERCE PARK DR
Watertown, NY 13601
Who Can Join WATERTOWN POSTAL?
Membership Type: Community
Membership eligibility for WATERTOWN POSTAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact WATERTOWN POSTAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
WATERTOWN POSTAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, WATERTOWN POSTAL has 491 members and a potential membership field of 950 people.
WATERTOWN POSTAL's reported net worth ratio is 14.17% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
WATERTOWN POSTAL operates 1 branch location. The main office is located at 232 COMMERCE PARK DR, Watertown, NY 13601.
WATERTOWN POSTAL was established in 1949. It is a federal credit union chartered under charter number 6112. The institution has been serving members for 77 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or WATERTOWN POSTAL. All financial data is for informational purposes only.