WAYNE COUNTY
Federal • Richmond, Indiana • Est. 1961
Quick Facts
- Charter Number
- #14449
- Type
- Federal
- Established
- 1961
- Headquarters
- Richmond, Indiana 47374-4583
- Address
- 3010 W Main St
- Branches
- 2
- Members
- 1,085
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,085 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WAYNE COUNTY |
|---|---|
| Total Assets | $13.0M |
| Members | 1,085 |
| Loans Outstanding | $4.8M |
| Shares & Deposits | $11.0M |
| Net Worth | $1.9M |
| Net Worth Ratio | 14.33% |
| Loan-to-Share Ratio | 43.5% |
| Delinquency Rate | 0.19% |
| Net Income | +$170,403 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Wayne County FCU
Main Office3010 W Main St
Richmond, IN 47374-4583
Natco CU
240 E 30th St
Connersville, IN 47331
Who Can Join WAYNE COUNTY?
Membership Type: Other/Unknown
Membership eligibility for WAYNE COUNTY may vary. Contact the credit union directly to confirm qualification requirements.
Contact WAYNE COUNTY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Indiana RankingsFrequently Asked Questions
Yes. WAYNE COUNTY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WAYNE COUNTY has 1,085 members and a potential membership field of 66,553 people.
WAYNE COUNTY's net worth ratio is 14.33% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.3%, WAYNE COUNTY meets this threshold.
WAYNE COUNTY operates 2 branch locations. The main office is located at 3010 W Main St, Richmond, IN 47374-4583.
WAYNE COUNTY was established in 1961. It is a federal credit union chartered under charter number 14449. The institution has been serving members for 65 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WAYNE COUNTY. All financial data is for informational purposes only.