WAYNE-WESTLAND
Federal • Westland, Michigan • Est. 1948
Quick Facts
- Charter Number
- #5928
- Type
- Federal
- Established
- 1948
- Headquarters
- Westland, Michigan 48186-4361
- Address
- 500 S Wayne Rd
- Branches
- 1
- ATMs
- 2
- Members
- 10,836
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
10,836 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WAYNE-WESTLAND |
|---|---|
| Total Assets | $155.2M |
| Members | 10,836 |
| Loans Outstanding | $75.9M |
| Shares & Deposits | $141.2M |
| Net Worth | $16.8M |
| Net Worth Ratio | 10.81% |
| Loan-to-Share Ratio | 53.7% |
| Delinquency Rate | 0.72% |
| Net Income | +$1,987,946 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 2 ATMs
Wayne Westland Federal Credit Union
Main Office500 S Wayne Rd
Westland, MI 48186-4361
Who Can Join WAYNE-WESTLAND?
Membership Type: Other/Unknown
Membership eligibility for WAYNE-WESTLAND may vary. Contact the credit union directly to confirm qualification requirements.
Contact WAYNE-WESTLAND directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. WAYNE-WESTLAND is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WAYNE-WESTLAND has 10,836 members and a potential membership field of 1,771,000 people.
WAYNE-WESTLAND's net worth ratio is 10.81% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.8%, WAYNE-WESTLAND meets this threshold.
WAYNE-WESTLAND operates 1 branch location and has access to 2 ATMs. The main office is located at 500 S Wayne Rd, Westland, MI 48186-4361.
WAYNE-WESTLAND was established in 1948. It is a federal credit union chartered under charter number 5928. The institution has been serving members for 78 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WAYNE-WESTLAND. All financial data is for informational purposes only.