WCLA
State-Chartered • Olympia, Washington • Est. 1984
Quick Facts
- Charter Number
- #68328
- Type
- State-Chartered
- Established
- 1984
- Headquarters
- Olympia, Washington 98507
- Address
- PO Box 207
- Branches
- 1
- Members
- 1,384
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
1,384 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WCLA |
|---|---|
| Total Assets | $143.3M |
| Members | 1,384 |
| Loans Outstanding | $120.7M |
| Shares & Deposits | $115.9M |
| Net Worth | $23.6M |
| Net Worth Ratio | 16.44% |
| Loan-to-Share Ratio | 104.2% |
| Delinquency Rate | 1.89% |
| Net Income | +$2,519,370 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Main Branch
Main Office2419 Pacific Ave SE
Olympia, WA 98501
Who Can Join WCLA?
Membership Type: Community
Membership eligibility for WCLA may vary. Contact the credit union directly to confirm qualification requirements.
Contact WCLA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Washington RankingsFrequently Asked Questions
Yes. WCLA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WCLA has 1,384 members and a potential membership field of 12,000 people.
WCLA's net worth ratio is 16.44% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.4%, WCLA meets this threshold.
WCLA operates 1 branch location. The main office is located at 2419 Pacific Ave SE, Olympia, WA 98501.
WCLA was established in 1984. It is a state-chartered credit union chartered under charter number 68328. The institution has been serving members for 42 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WCLA. All financial data is for informational purposes only.