WEST MICHIGAN POSTAL SERVICE
Federal • Muskegon, Michigan • Est. 1952
Quick Facts
- Charter Number
- #7910
- Type
- Federal
- Established
- 1952
- Headquarters
- Muskegon, Michigan 49440
- Address
- 800 1st St
- Branches
- 1
- Members
- 811
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
811 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WEST MICHIGAN POSTAL SERVICE |
|---|---|
| Total Assets | $7.3M |
| Members | 811 |
| Loans Outstanding | $4.8M |
| Shares & Deposits | $6.3M |
| Net Worth | $930K |
| Net Worth Ratio | 12.75% |
| Loan-to-Share Ratio | 76.4% |
| Delinquency Rate | 0.78% |
| Net Income | +$11,479 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
Main
Main Office800 1st St
Muskegon, MI 49440
Who Can Join WEST MICHIGAN POSTAL SERVICE?
Membership Type: Community
Membership eligibility for WEST MICHIGAN POSTAL SERVICE may vary. Contact the credit union directly to confirm qualification requirements.
Contact WEST MICHIGAN POSTAL SERVICE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
WEST MICHIGAN POSTAL SERVICE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, WEST MICHIGAN POSTAL SERVICE has 811 members and a potential membership field of 5,000 people.
WEST MICHIGAN POSTAL SERVICE's reported net worth ratio is 12.75% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
WEST MICHIGAN POSTAL SERVICE operates 1 branch location. The main office is located at 800 1st St, Muskegon, MI 49440.
WEST MICHIGAN POSTAL SERVICE was established in 1952. It is a federal credit union chartered under charter number 7910. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or WEST MICHIGAN POSTAL SERVICE. All financial data is for informational purposes only.