WEST MICHIGAN POSTAL SERVICE
Federal • MUSKEGON, Michigan • Est. 1952
Quick Facts
- Charter Number
- #7910
- Type
- Federal
- Established
- 1952
- Headquarters
- MUSKEGON, Michigan 49443
- Address
- P. O. BOX 341
- Branches
- 1
- Members
- 808
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
808 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WEST MICHIGAN POSTAL SERVICE |
|---|---|
| Total Assets | $7.2M |
| Members | 808 |
| Loans Outstanding | $4.9M |
| Shares & Deposits | $6.3M |
| Net Worth | $918K |
| Net Worth Ratio | 12.71% |
| Loan-to-Share Ratio | 78.8% |
| Delinquency Rate | 0.85% |
| Net Income | +$53,840 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Main
Main Office800 1st St
Muskegon, MI 49440
Who Can Join WEST MICHIGAN POSTAL SERVICE?
Membership Type: Community
Membership eligibility for WEST MICHIGAN POSTAL SERVICE may vary. Contact the credit union directly to confirm qualification requirements.
Contact WEST MICHIGAN POSTAL SERVICE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. WEST MICHIGAN POSTAL SERVICE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WEST MICHIGAN POSTAL SERVICE has 808 members and a potential membership field of 5,000 people.
WEST MICHIGAN POSTAL SERVICE's net worth ratio is 12.71% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.7%, WEST MICHIGAN POSTAL SERVICE meets this threshold.
WEST MICHIGAN POSTAL SERVICE operates 1 branch location. The main office is located at 800 1st St, Muskegon, MI 49440.
WEST MICHIGAN POSTAL SERVICE was established in 1952. It is a federal credit union chartered under charter number 7910. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WEST MICHIGAN POSTAL SERVICE. All financial data is for informational purposes only.