WESTBY CO-OP
State-Chartered • WESTBY, Wisconsin • Est. 1939
Quick Facts
- Charter Number
- #67208
- Type
- State-Chartered
- Established
- 1939
- Headquarters
- WESTBY, Wisconsin 54667
- Address
- P O BOX 70
- Branches
- 12
- ATMs
- 12
- Members
- 41,097
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
41,097 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WESTBY CO-OP |
|---|---|
| Total Assets | $996.7M |
| Members | 41,097 |
| Loans Outstanding | $702.3M |
| Shares & Deposits | $814.6M |
| Net Worth | $153.8M |
| Net Worth Ratio | 15.43% |
| Loan-to-Share Ratio | 86.2% |
| Delinquency Rate | 1.53% |
| Net Income | +$14,336,568 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
12 locations · 12 ATMs
WCCU Westby
Main Office501 N Main St
WESTBY, WI 54667
WCCU Cashton
105 Randy Rd
Cashton, WI 54619-7014
WCCU Richland Center - Main
2403 US Hwy 14 E
RICHLAND CENTER, WI 53581-2996
WCCU Reedsburg - Main
820 Viking Dr
Reedsburg, WI 53959
WCCU Richland Center - Orange Street
430 West Union St Ste 1
RICHLAND CENTER, WI 53581
Who Can Join WESTBY CO-OP?
Membership Type: Community
Membership eligibility for WESTBY CO-OP may vary. Contact the credit union directly to confirm qualification requirements.
Contact WESTBY CO-OP directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Wisconsin RankingsFrequently Asked Questions
Yes. WESTBY CO-OP is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WESTBY CO-OP has 41,097 members and a potential membership field of 1,180,624 people.
WESTBY CO-OP's net worth ratio is 15.43% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.4%, WESTBY CO-OP meets this threshold.
WESTBY CO-OP operates 12 branch locations and has access to 12 ATMs. The main office is located at 501 N Main St, WESTBY, WI 54667.
WESTBY CO-OP was established in 1939. It is a state-chartered credit union chartered under charter number 67208. The institution has been serving members for 87 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WESTBY CO-OP. All financial data is for informational purposes only.