WESTEDGE
Federal • BELLINGHAM, Washington • Est. 1952
Quick Facts
- Charter Number
- #8113
- Type
- Federal
- Established
- 1952
- Headquarters
- BELLINGHAM, Washington 98225-3529
- Address
- 2501 JAMES STREET
- Branches
- 1
- Members
- 4,113
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
4,113 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WESTEDGE |
|---|---|
| Total Assets | $78.3M |
| Members | 4,113 |
| Loans Outstanding | $35.9M |
| Shares & Deposits | $65.5M |
| Net Worth | $13.3M |
| Net Worth Ratio | 17.03% |
| Loan-to-Share Ratio | 54.8% |
| Delinquency Rate | 1.41% |
| Net Income | +$1,419,226 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
WestEdge FCU
Main Office2501 James St
Bellingham, WA 98225-3529
Who Can Join WESTEDGE?
Membership Type: Other/Unknown
Membership eligibility for WESTEDGE may vary. Contact the credit union directly to confirm qualification requirements.
Contact WESTEDGE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Washington RankingsFrequently Asked Questions
Yes. WESTEDGE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WESTEDGE has 4,113 members and a potential membership field of 110,000 people.
WESTEDGE's net worth ratio is 17.03% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 17.0%, WESTEDGE meets this threshold.
WESTEDGE operates 1 branch location. The main office is located at 2501 James St, Bellingham, WA 98225-3529.
WESTEDGE was established in 1952. It is a federal credit union chartered under charter number 8113. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WESTEDGE. All financial data is for informational purposes only.