WESTERN DIVISION
Federal • WILLIAMSVILLE, New York • Est. 1937
Quick Facts
- Charter Number
- #24731
- Type
- Federal
- Established
- 1937
- Headquarters
- WILLIAMSVILLE, New York 14221
- Address
- 6750 MAIN ST
- Branches
- 2
- Members
- 11,410
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
11,410 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WESTERN DIVISION |
|---|---|
| Total Assets | $218.5M |
| Members | 11,410 |
| Loans Outstanding | $170.3M |
| Shares & Deposits | $186.9M |
| Net Worth | $31.0M |
| Net Worth Ratio | 14.17% |
| Loan-to-Share Ratio | 91.1% |
| Delinquency Rate | 0.06% |
| Net Income | +$2,747,945 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
WILLIAMSVILLE
Main Office6750 MAIN ST
WILLIAMSVILLE, NY 14221
FREDONIA
264 E MAIN ST
FREDONIA, NY 14063-1412
Who Can Join WESTERN DIVISION?
Membership Type: Other/Unknown
Membership eligibility for WESTERN DIVISION may vary. Contact the credit union directly to confirm qualification requirements.
Contact WESTERN DIVISION directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. WESTERN DIVISION is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WESTERN DIVISION has 11,410 members and a potential membership field of 1,000,000 people.
WESTERN DIVISION's net worth ratio is 14.17% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.2%, WESTERN DIVISION meets this threshold.
WESTERN DIVISION operates 2 branch locations. The main office is located at 6750 MAIN ST, WILLIAMSVILLE, NY 14221.
WESTERN DIVISION was established in 1937. It is a federal credit union chartered under charter number 24731. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WESTERN DIVISION. All financial data is for informational purposes only.