WESTERN NEW YORK
Federal • West Seneca, New York • Est. 1964
Quick Facts
- Charter Number
- #16042
- Type
- Federal
- Established
- 1964
- Headquarters
- West Seneca, New York 14224
- Address
- 1937 Union Rd
- Branches
- 1
- ATMs
- 1
- Members
- 8,730
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
8,730 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WESTERN NEW YORK |
|---|---|
| Total Assets | $89.2M |
| Members | 8,730 |
| Loans Outstanding | $48.8M |
| Shares & Deposits | $78.6M |
| Net Worth | $10.1M |
| Net Worth Ratio | 11.35% |
| Loan-to-Share Ratio | 62.1% |
| Delinquency Rate | 0.70% |
| Net Income | +$1,452,772 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Main Office
Main Office1937 Union Rd
West Seneca, NY 14224
Who Can Join WESTERN NEW YORK?
Membership Type: Other/Unknown
Membership eligibility for WESTERN NEW YORK may vary. Contact the credit union directly to confirm qualification requirements.
Contact WESTERN NEW YORK directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. WESTERN NEW YORK is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WESTERN NEW YORK has 8,730 members and a potential membership field of 950,312 people.
WESTERN NEW YORK's net worth ratio is 11.35% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.3%, WESTERN NEW YORK meets this threshold.
WESTERN NEW YORK operates 1 branch location and has access to 1 ATMs. The main office is located at 1937 Union Rd, West Seneca, NY 14224.
WESTERN NEW YORK was established in 1964. It is a federal credit union chartered under charter number 16042. The institution has been serving members for 62 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WESTERN NEW YORK. All financial data is for informational purposes only.