WHATCOM EDUCATIONAL
State-Chartered • Bellingham, Washington • Est. 1936
Quick Facts
- Charter Number
- #66373
- Type
- State-Chartered
- Established
- 1936
- Headquarters
- Bellingham, Washington 98225
- Address
- 21 Bellwether Way Ste 111
- Branches
- 12
- ATMs
- 19
- Members
- 170,035
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
170,035 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WHATCOM EDUCATIONAL |
|---|---|
| Total Assets | $3.3B |
| Members | 170,035 |
| Loans Outstanding | $2.7B |
| Shares & Deposits | $2.7B |
| Net Worth | $374.3M |
| Net Worth Ratio | 11.25% |
| Loan-to-Share Ratio | 99.2% |
| Delinquency Rate | 0.70% |
| Net Income | +$4,756,230 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
12 locations · 19 ATMs
Holly Branch
600 E Holly St
Bellingham, WA 98225
Fountain Branch
2625 Meridian St
Bellingham, WA 98225-2408
Sunset Branch
3061 Orleans St
Bellingham, WA 98226-3541
Fairhaven Branch
1225 Harris Ave
Bellingham, WA 98225-7155
Blaine Branch
1773 H St
Blaine, WA 98230
Who Can Join WHATCOM EDUCATIONAL?
Membership Type: Community
Membership eligibility for WHATCOM EDUCATIONAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact WHATCOM EDUCATIONAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Washington
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Washington RankingsFrequently Asked Questions
WHATCOM EDUCATIONAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, WHATCOM EDUCATIONAL has 170,035 members and a potential membership field of 371,883 people.
WHATCOM EDUCATIONAL's reported net worth ratio is 11.25% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
WHATCOM EDUCATIONAL operates 12 branch locations and has access to 19 ATMs. The main office is located at 21 Bellwether Way Ste 111, Bellingham, WA 98225.
WHATCOM EDUCATIONAL was established in 1936. It is a state-chartered credit union chartered under charter number 66373. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or WHATCOM EDUCATIONAL. All financial data is for informational purposes only.