WHEAT STATE
State-Chartered • Wichita, Kansas • Est. 1963
Quick Facts
- Charter Number
- #63211
- Type
- State-Chartered
- Established
- 1963
- Headquarters
- Wichita, Kansas 67218-3226
- Address
- 1400 S Oliver Ave
- Branches
- 2
- ATMs
- 2
- Members
- 3,749
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 6% and a delinquency rate below 3%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
3,749 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WHEAT STATE |
|---|---|
| Total Assets | $22.5M |
| Members | 3,749 |
| Loans Outstanding | $19.7M |
| Shares & Deposits | $20.1M |
| Net Worth | $1.9M |
| Net Worth Ratio | 8.25% |
| Loan-to-Share Ratio | 97.8% |
| Delinquency Rate | 2.09% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 2 ATMs
Wheat State CU Main
Main Office1400 S Oliver Ave
Wichita, KS 67218-3226
West ST.
762 N West ST
Wichita, KS 67203
Who Can Join WHEAT STATE?
Membership Type: Community
Membership eligibility for WHEAT STATE may vary. Contact the credit union directly to confirm qualification requirements.
Contact WHEAT STATE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Kansas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Kansas RankingsFrequently Asked Questions
WHEAT STATE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, WHEAT STATE has 3,749 members and a potential membership field of 50,000 people.
WHEAT STATE's reported net worth ratio is 8.25% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
WHEAT STATE operates 2 branch locations and has access to 2 ATMs. The main office is located at 1400 S Oliver Ave, Wichita, KS 67218-3226.
WHEAT STATE was established in 1963. It is a state-chartered credit union chartered under charter number 63211. The institution has been serving members for 63 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or WHEAT STATE. All financial data is for informational purposes only.