WHEAT STATE
State-Chartered • Wichita, Kansas • Est. 1963
Quick Facts
- Charter Number
- #63211
- Type
- State-Chartered
- Established
- 1963
- Headquarters
- Wichita, Kansas 67218
- Address
- 1400 S Oliver
- Branches
- 2
- ATMs
- 2
- Members
- 3,498
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Below-average financial health. Net worth ratio may be approaching regulatory minimums. Members' deposits remain insured up to $250,000.
Financial Overview
Total Assets
Members
3,498 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WHEAT STATE |
|---|---|
| Total Assets | $21.8M |
| Members | 3,498 |
| Loans Outstanding | $20.3M |
| Shares & Deposits | $19.6M |
| Net Worth | $1.9M |
| Net Worth Ratio | 8.88% |
| Loan-to-Share Ratio | 103.5% |
| Delinquency Rate | 3.34% |
| Net Income | +$307,191 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Wheat State CU Main
Main Office1400 S Oliver Ave
Wichita, KS 67218-3226
West ST.
762 N West ST
Wichita, KS 67203
Who Can Join WHEAT STATE?
Membership Type: Community
Membership eligibility for WHEAT STATE may vary. Contact the credit union directly to confirm qualification requirements.
Contact WHEAT STATE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Kansas RankingsFrequently Asked Questions
Yes. WHEAT STATE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WHEAT STATE has 3,498 members and a potential membership field of 50,000 people.
WHEAT STATE's net worth ratio is 8.88% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.9%, WHEAT STATE meets this threshold.
WHEAT STATE operates 2 branch locations and has access to 2 ATMs. The main office is located at 1400 S Oliver Ave, Wichita, KS 67218-3226.
WHEAT STATE was established in 1963. It is a state-chartered credit union chartered under charter number 63211. The institution has been serving members for 63 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WHEAT STATE. All financial data is for informational purposes only.