WHEELHOUSE
State-Chartered • SAN DIEGO, California • Est. 1934
Quick Facts
- Charter Number
- #61003
- Type
- State-Chartered
- Established
- 1934
- Headquarters
- SAN DIEGO, California 92171-9099
- Address
- PO BOX 719099
- Branches
- 5
- ATMs
- 4
- Members
- 32,353
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
32,353 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WHEELHOUSE |
|---|---|
| Total Assets | $448.1M |
| Members | 32,353 |
| Loans Outstanding | $370.5M |
| Shares & Deposits | $393.6M |
| Net Worth | $35.8M |
| Net Worth Ratio | 8.39% |
| Loan-to-Share Ratio | 94.1% |
| Delinquency Rate | 0.03% |
| Net Income | +$4,100,931 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 4 ATMs
Kearny
Main Office9212 Balboa Ave
San Diego, CA 92123-1514
Downtown
320 B St
San Diego, CA 92101-4204
Chula Vista
344 F St
Chula Vista, CA 91910-2645
El Cajon
306 Broadway
El Cajon, CA 92021
Kearny Mesa
9212 Balboa Ave
San Diego, CA 92123
Who Can Join WHEELHOUSE?
Membership Type: Community
Membership eligibility for WHEELHOUSE may vary. Contact the credit union directly to confirm qualification requirements.
Contact WHEELHOUSE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. WHEELHOUSE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WHEELHOUSE has 32,353 members and a potential membership field of 3,298,799 people.
WHEELHOUSE's net worth ratio is 8.39% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.4%, WHEELHOUSE meets this threshold.
WHEELHOUSE operates 5 branch locations and has access to 4 ATMs. The main office is located at 9212 Balboa Ave, San Diego, CA 92123-1514.
WHEELHOUSE was established in 1934. It is a state-chartered credit union chartered under charter number 61003. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WHEELHOUSE. All financial data is for informational purposes only.