WHITE SANDS
Federal • Las Cruces, New Mexico • Est. 1952
Quick Facts
- Charter Number
- #7960
- Type
- Federal
- Established
- 1952
- Headquarters
- Las Cruces, New Mexico 88001-1149
- Address
- 2755 N Main St
- Branches
- 4
- ATMs
- 4
- Members
- 21,840
- Membership Type
- Multiple Common Bond
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
21,840 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WHITE SANDS |
|---|---|
| Total Assets | $414.6M |
| Members | 21,840 |
| Loans Outstanding | $209.2M |
| Shares & Deposits | $359.1M |
| Net Worth | $53.4M |
| Net Worth Ratio | 12.89% |
| Loan-to-Share Ratio | 58.3% |
| Delinquency Rate | 0.09% |
| Net Income | +$1,004,618 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 4 ATMs
North Main Branch
Main Office2755 N Main St
Las Cruces, NM 88001-1149
Lohman
2190 E Lohman Ave
Las Cruces, NM 88001-8452
El Paso
4545 Hondo Pass Dr
El Paso, TX 79904-1303
T or C
115 Buck Greer Street
Truth or Consequences, NM 87901
Who Can Join WHITE SANDS?
Membership Type: Multiple Common Bond
WHITE SANDS serves multiple select groups, such as employees of specific companies or members of certain associations. Contact the credit union to find out if you qualify.
Contact WHITE SANDS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New Mexico
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New Mexico RankingsFrequently Asked Questions
WHITE SANDS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, WHITE SANDS has 21,840 members and a potential membership field of 54,000 people.
WHITE SANDS's reported net worth ratio is 12.89% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
WHITE SANDS operates 4 branch locations and has access to 4 ATMs. The main office is located at 2755 N Main St, Las Cruces, NM 88001-1149.
WHITE SANDS was established in 1952. It is a federal credit union chartered under charter number 7960. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or WHITE SANDS. All financial data is for informational purposes only.