WHITING REFINERY
Federal • Whiting, Indiana • Est. 1935
Quick Facts
- Charter Number
- #198
- Type
- Federal
- Established
- 1935
- Headquarters
- Whiting, Indiana 46394
- Address
- 1339 119th St
- Branches
- 1
- Members
- 2,041
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,041 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WHITING REFINERY |
|---|---|
| Total Assets | $52.7M |
| Members | 2,041 |
| Loans Outstanding | $23.4M |
| Shares & Deposits | $38.7M |
| Net Worth | $14.0M |
| Net Worth Ratio | 26.57% |
| Loan-to-Share Ratio | 60.6% |
| Delinquency Rate | 0.10% |
| Net Income | +$352,809 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Whiting Refinery FCU
Main Office1339 119th St
Whiting, IN 46394
Who Can Join WHITING REFINERY?
Membership Type: Community
Membership eligibility for WHITING REFINERY may vary. Contact the credit union directly to confirm qualification requirements.
Contact WHITING REFINERY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Indiana RankingsFrequently Asked Questions
Yes. WHITING REFINERY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WHITING REFINERY has 2,041 members and a potential membership field of 6,300 people.
WHITING REFINERY's net worth ratio is 26.57% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 26.6%, WHITING REFINERY meets this threshold.
WHITING REFINERY operates 1 branch location. The main office is located at 1339 119th St, Whiting, IN 46394.
WHITING REFINERY was established in 1935. It is a federal credit union chartered under charter number 198. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WHITING REFINERY. All financial data is for informational purposes only.