WILDFIRE
State-Chartered • Saginaw, Michigan • Est. 1937
Quick Facts
- Charter Number
- #60057
- Type
- State-Chartered
- Established
- 1937
- Headquarters
- Saginaw, Michigan 48604
- Address
- 6640 Bay Rd
- Branches
- 7
- ATMs
- 4
- Members
- 50,257
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
50,257 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WILDFIRE |
|---|---|
| Total Assets | $1.2B |
| Members | 50,257 |
| Loans Outstanding | $707.6M |
| Shares & Deposits | $1.1B |
| Net Worth | $129.7M |
| Net Worth Ratio | 10.91% |
| Loan-to-Share Ratio | 67.1% |
| Delinquency Rate | 0.49% |
| Net Income | +$1,413,306 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
7 locations · 4 ATMs
Wildfire Credit Union
Main Office6640 Bay Rd
Saginaw, MI 48604
Midland Branch
100 Joseph Dr
Midland, MI 48642
Heritage High School Branch (Restricted Access)
3465 N Center Rd
Saginaw, MI 48603-1863
Saginaw West Branch
6673 State St
Saginaw, MI 48603
Bay City Branch
2936 Wilder Rd
Bay City, MI 48706
Who Can Join WILDFIRE?
Membership Type: Community
Membership eligibility for WILDFIRE may vary. Contact the credit union directly to confirm qualification requirements.
Contact WILDFIRE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
WILDFIRE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, WILDFIRE has 50,257 members and a potential membership field of 10,000,000 people.
WILDFIRE's reported net worth ratio is 10.91% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
WILDFIRE operates 7 branch locations and has access to 4 ATMs. The main office is located at 6640 Bay Rd, Saginaw, MI 48604.
WILDFIRE was established in 1937. It is a state-chartered credit union chartered under charter number 60057. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or WILDFIRE. All financial data is for informational purposes only.