WILDFIRE
State-Chartered • Saginaw, Michigan • Est. 1937
Quick Facts
- Charter Number
- #60057
- Type
- State-Chartered
- Established
- 1937
- Headquarters
- Saginaw, Michigan 48605
- Address
- PO Box 3285
- Branches
- 7
- ATMs
- 4
- Members
- 49,856
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
49,856 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WILDFIRE |
|---|---|
| Total Assets | $1.2B |
| Members | 49,856 |
| Loans Outstanding | $696.4M |
| Shares & Deposits | $1.0B |
| Net Worth | $128.3M |
| Net Worth Ratio | 10.96% |
| Loan-to-Share Ratio | 67.3% |
| Delinquency Rate | 0.59% |
| Net Income | +$8,688,273 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
7 locations · 4 ATMs
Wildfire Credit Union
Main Office6640 Bay Rd
Saginaw, MI 48604
Midland Branch
100 Joseph Dr
Midland, MI 48642
Heritage High School Branch (Restricted Access)
3465 N Center Rd
Saginaw, MI 48603-1863
Saginaw West Branch
6673 State St
Saginaw, MI 48603
Bay City Branch
2936 Wilder Rd
Bay City, MI 48706
Who Can Join WILDFIRE?
Membership Type: Community
Membership eligibility for WILDFIRE may vary. Contact the credit union directly to confirm qualification requirements.
Contact WILDFIRE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. WILDFIRE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WILDFIRE has 49,856 members and a potential membership field of 10,000,000 people.
WILDFIRE's net worth ratio is 10.96% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.0%, WILDFIRE meets this threshold.
WILDFIRE operates 7 branch locations and has access to 4 ATMs. The main office is located at 6640 Bay Rd, Saginaw, MI 48604.
WILDFIRE was established in 1937. It is a state-chartered credit union chartered under charter number 60057. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WILDFIRE. All financial data is for informational purposes only.