WINTHROP AREA
Federal • WINTHROP, Maine • Est. 1937
Quick Facts
- Charter Number
- #2301
- Type
- Federal
- Established
- 1937
- Headquarters
- WINTHROP, Maine 04364-0055
- Address
- PO BOX 55
- Branches
- 1
- ATMs
- 3
- Members
- 7,942
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
7,942 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WINTHROP AREA |
|---|---|
| Total Assets | $103.3M |
| Members | 7,942 |
| Loans Outstanding | $56.4M |
| Shares & Deposits | $90.9M |
| Net Worth | $11.8M |
| Net Worth Ratio | 11.40% |
| Loan-to-Share Ratio | 62.1% |
| Delinquency Rate | 0.11% |
| Net Income | +$1,123,177 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 3 ATMs
MAIN OFFICE
Main Office94 HIGHLAND AVE
WINTHROP, ME 04364
Who Can Join WINTHROP AREA?
Membership Type: Other/Unknown
Membership eligibility for WINTHROP AREA may vary. Contact the credit union directly to confirm qualification requirements.
Contact WINTHROP AREA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Maine RankingsFrequently Asked Questions
Yes. WINTHROP AREA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WINTHROP AREA has 7,942 members and a potential membership field of 128,461 people.
WINTHROP AREA's net worth ratio is 11.40% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.4%, WINTHROP AREA meets this threshold.
WINTHROP AREA operates 1 branch location and has access to 3 ATMs. The main office is located at 94 HIGHLAND AVE, WINTHROP, ME 04364.
WINTHROP AREA was established in 1937. It is a federal credit union chartered under charter number 2301. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WINTHROP AREA. All financial data is for informational purposes only.