WOLVERINE STATE
State-Chartered • Alpena, Michigan • Est. 1966
Quick Facts
- Charter Number
- #62203
- Type
- State-Chartered
- Established
- 1966
- Headquarters
- Alpena, Michigan 49707-7941
- Address
- 1381 N Bagley St
- Branches
- 5
- ATMs
- 6
- Members
- 9,700
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
9,700 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WOLVERINE STATE |
|---|---|
| Total Assets | $165.6M |
| Members | 9,700 |
| Loans Outstanding | $107.9M |
| Shares & Deposits | $148.0M |
| Net Worth | $16.6M |
| Net Worth Ratio | 10.01% |
| Loan-to-Share Ratio | 72.9% |
| Delinquency Rate | 1.55% |
| Net Income | +$1,455,587 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 6 ATMs
Wolverine State Credit Union
Main Office1381 N Bagley St
Alpena, MI 49707-8101
Wolverine State Credit Union
7421 US Highway 23 N
Alpena, MI 49707-7941
Wolverine State Credit Union
417 W Chisholm St
Alpena, MI 49707-2422
Wolverine State Credit Union
201 N State St
Oscoda, MI 48750-1752
Wolverine State Credit Union
2498 Business Loop I-75
West Branch, MI 48661
Who Can Join WOLVERINE STATE?
Membership Type: Community
Membership eligibility for WOLVERINE STATE may vary. Contact the credit union directly to confirm qualification requirements.
Contact WOLVERINE STATE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. WOLVERINE STATE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WOLVERINE STATE has 9,700 members and a potential membership field of 10,140,000 people.
WOLVERINE STATE's net worth ratio is 10.01% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.0%, WOLVERINE STATE meets this threshold.
WOLVERINE STATE operates 5 branch locations and has access to 6 ATMs. The main office is located at 1381 N Bagley St, Alpena, MI 49707-8101.
WOLVERINE STATE was established in 1966. It is a state-chartered credit union chartered under charter number 62203. The institution has been serving members for 60 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WOLVERINE STATE. All financial data is for informational purposes only.