WORCESTER
State-Chartered • Worcester, Massachusetts • Est. 1976
Quick Facts
- Charter Number
- #64144
- Type
- State-Chartered
- Established
- 1976
- Headquarters
- Worcester, Massachusetts 01606-2026
- Address
- 520 W Boylston St
- Branches
- 1
- ATMs
- 1
- Members
- 6,392
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
6,392 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WORCESTER |
|---|---|
| Total Assets | $105.0M |
| Members | 6,392 |
| Loans Outstanding | $67.5M |
| Shares & Deposits | $93.0M |
| Net Worth | $12.1M |
| Net Worth Ratio | 11.56% |
| Loan-to-Share Ratio | 72.6% |
| Delinquency Rate | 0.69% |
| Net Income | +$1,042,676 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Corporate
Main Office520 W Boylston St
Worcester, MA 01606-2026
Who Can Join WORCESTER?
Membership Type: Community
Membership eligibility for WORCESTER may vary. Contact the credit union directly to confirm qualification requirements.
Contact WORCESTER directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Massachusetts RankingsFrequently Asked Questions
Yes. WORCESTER is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WORCESTER has 6,392 members and a potential membership field of 862,111 people.
WORCESTER's net worth ratio is 11.56% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.6%, WORCESTER meets this threshold.
WORCESTER operates 1 branch location and has access to 1 ATMs. The main office is located at 520 W Boylston St, Worcester, MA 01606-2026.
WORCESTER was established in 1976. It is a state-chartered credit union chartered under charter number 64144. The institution has been serving members for 50 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WORCESTER. All financial data is for informational purposes only.